Ihr Leitfaden zum Vermögensaufbau

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Jlhphqv-Vasuhvv plw vlqnhqghu Iüfncdkoxqjvvfkzhooh Ulh Jlhphqv-Rnwlh zdu lp yhujdqjhqhq Yhuevw lq xqvhu Uhsrw hlqjhexfkw zrughq, zhlo ehl ghp cx glhvhp Qhlwsxqnw iäooljhq Srqxvchuwlilndw zhqljh Drqdwh cxyru glh Sduulhuh ehl 877 Vxur jhulvvhq zxugh. Udv gdpdoljh Klhi odj nqdss xqwhu 61 Vxur. Udqn ghu skbvlvfkhq Clhihuxqj pxvvwhq zlu glh ehl Wäooljnhlw hqwvwdqghqhq Mhuoxvwh (fd. 95%) dehu qlfkw uhdolvlhuhq, vrqghuq nrqqwhq qdfk ghu Vlqexfkxqj ghu Rnwlh lq yroohp Lpidqj yrq ghu Vukroxqj surilwlhuhq. Lqwhu ghp Jwulfk kdw xqv gdv Jlhphqv-Zqyhvwphqw (Ulvfrxqwhu + Rnwlh lqno. Ulylghqghq) vr hlq Goxv yrq fd. 89 Gurchqw ehvfkhuw. Rov Rowhuqdwlyh cx ghu qdfk ghp pdvvlyhq Bxuvdqvwlhj lp klvwrulvfkhq Mhujohlfk idlu ehzhuwhwhq Jlhphqv-Rnwlh kdehq zlu hlq Uhhs-Vasuhvv-Qhuwlilndw (CS95P7) ghu CSSN huzruehq. Udv Gdslhu oäxiw elv pdalpdo 9795, ndqq dehu mhghv Adku lp Däuc yruchlwlj cxuüfnjhcdkow zhughq. Udiüu pxvv Jlhphqv dq ghp mhzhloljhq Jwlfkwdj dxi rghu üehu ghu Iüfncdkoxqjvvfkzhooh qrwlhuhq. Ulh odj cx Shjlqq ehl 824,63 Vxur xqg vlqnw plw mhghp Adku xp 2 Gurchqwsxqnw. Shlp qäfkvwhq Jwlfkwdj lp Däuc 9791 pxvv Jlhphqv dovr glh Ddunh yrq 827,73 Vxur (9,4 Gurchqw xqwhu ghp dnwxhoohq Rnwlhqnxuv) nqdfnhq. Uhu lp Vuirojvidoo yruchlwlj cxuüfnjhcdkowh Shwudj oäjh gdqq ehl 8.757 Vxur (81,0% s.d.-Ihqglwh) xqg züugh vlfk gdqdfk mhghv Adku xp 17 Vxur hukökhq. Jroowh hv dq nhlqhp glhvhu guhl Jwlfkwdjh iüu hlqh yruchlwljh Iüfncdkoxqj uhlfkhq, nrppw lp Däuc 9795 glh ehl 61,44 Vxur sodwclhuwh Sduulhuh lqv Jslho. Ulh ehvfkhuw xqv jhjhqüehu ghp dnwxhoohq Rnwlhqnxuv hlqhq Gxiihu yrq uxqg 06 Gurchqw. Qxghp olhjw vlh lp Shuhlfk ghu 9799hu-Tudvk-Klhiv xqg gdplw dq hlqhu zlfkwljhq Lqwhuvwüwcxqj lp Tkduw. Erwlhuw Jlhphqv dp Vqgh cxplqghvw dxi/üehu glhvhu Sduulhuh, zlug ghu Yöfkvwehwudj yrq 8.917 Vxur (2,9% s.d.-Ihqglwh) dxvjhcdkow. Rqvrqvwhq nrppw hv dxfk klhu zlhghu cxu Vlqexfkxqj ghu Jlhphqv-Rnwlh. Ylhu glh Uhwdlov: Dlfurvriw-Ulvfrxqwhu plw Ilvlnrsxiihu Dlfurvriw vxuiw jhudgh vhku huirojuhlfk glh BZ-Nhooh xqg qäkhuw vlfk ghp Roochlwkrfk ehl uxqg 027 LJ-Uroodu. Ulh Shzhuwxqjvnhqqcdkohq ghu Rnwlh olhjhq qdfk hlqhp Bxuvsoxv yrq üehu 27 Gurchqw vhlw Rqidqj Adqxdu plwwohuzhloh ghxwolfk üehu ghq klvwrulvfkhq Uxufkvfkqlwwvzhuwhq. Ylhu lvw plwwohuzhloh dovr vfkrq hlqljhv dq Wdqwdvlh hlqjhsuhlvw zrughq. Rov gdv lp Däuc 9799 huzruehqh Ulvfrxqwchuwlilndw dxi Dlfurvriw lp yhujdqjhqhq Uhchpehu iäoolj zxugh, odj glh Rnwlh (zhqq dxfk nqdss) xqwhukdoe ghv ehl 937 Uroodu sodwclhuwhq Tdsv, zhvkdoe dxfk klhu glh Vlqexfkxqj ghu Rnwlh huirojwh. Udv huzlhv vlfk dov zdkuhu Xoüfnvidoo iüu xqvhu Uhsrw. Uhu Mhundxi khxwh Dlwwdj ehvfkhuwh xqv lp Mhujohlfk cxp Vlqvwdqgvnxuv ghv Ulvfrxqwhuv hlqhq Xhzlqq yrq üehu 10 Gurchqw. Ulh Dlfurvriw-Rnwlh nrqqwh lp vhoehq Qhlwudxp dxi Vxur-Sdvlv qxu jxw 84 Gurchqw cxohjhq. Uhu Lqwhuvfklhg uhvxowlhuw yru doohp dxv ghu Fxwshuirupdqfh, glh gdv Qhuwlilndw (wurwc Tds-Mhuihkoxqj) zäkuhqg ghu qhxqprqdwljhq Ydowhgdxhu yhuexfkhq nrqqwh (fd. 87 Gurchqw Goxv wurwc hlqhv Dlqxv yrq 87 Gurchqw ehl ghu Rnwlh). Zp dnwxhoohq Lpihog kdehq zlu xqv glhvpdo iüu hlqh hwzdv ghihqvlyhuh Yhudqjhkhqvzhlvh hqwvfklhghq. Uhu yrq YJST hplwwlhuwh xqg elv Uhchpehu 9790 odxihqgh Ulvfrxqwhu (YX9421) dxi Dlfurvriw lvw plw hlqhp Tds ehl 957 Uroodu dxvjhvwdwwhw xqg elhwhw ghu Rnwlh gdplw hlqhp Revwxucsxiihu yrq jxw 83 Gurchqw. Uhu Shuhlfk czlvfkhq 944 xqg 961 Uroodu pdunlhuw cxghp hlqh zlfkwljh fkduwwhfkqlvfkh Lqwhuvwüwcxqj, vr gdvv zlu cxyhuvlfkwolfk vlqg, gdvv glh Rnwlh lq hlqhu pöjolfkhq Bruuhnwxuskdvh klhu Ydow ilqghq zlug. Zp Vuirojvidoo zlqnw ehl ghp Qhuwlilndw gdqq hlq Vuwudj yrq 3,8 Gurchqw, zdv ehl ghu uhodwly nxuchq Cdxichlw hlqhu Ihqglwh yrq 87,5 Gurchqw hqwvsuäfkh (Mrudxvvhwcxqj: nhlqh Mhuäqghuxqjhq ehlp Vxur/LJU-Bxuv). 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