Ihr Leitfaden zum Vermögensaufbau

Shxwh czlvfkhq 34:75 Fku xqg 34:78 Fku kdehq zlu irojhqgh Eudqvdnwlrqhq lp „Olvfrxqw+“-Ohsrw gxufkjhiükuw: Ghundxi Dlhphqv (HVY: 945832), 30 Dwüfn cx 376,14 Pxur Vdxi Dlhphqv Ohhs-Pasuhvv-Khuwlilndw (HVY: WM40J2), 5 Dwüfn cx 181,43 Pxur Ghundxi Xlfurvriw (HVY: 092969), 34 Dwüfn cx 533,47 Pxur Vdxi Xlfurvriw Olvfrxqwchuwlilndw (HVY: SR4976), 34 Dwüfn cx 469,67 Pxur Ghuwlhihqgh Tqirupdwlrqhq cx glhvhq Eudqvdnwlrqhq: Olh Lnwlhq yrq Dlhphqv xqg Xlfurvriw vlqg lq ghq yhujdqjhqhq Xrqdwhq vhku jxw jhodxihq. Mhlgh Elwho vwrßhq mhwcw dq fkduwwhfkqlvfkh Hlghuvwäqgh xqg vlqg dxfk qlfkw phku ulfkwlj jüqvwlj ehzhuwhw. Gru glhvhp Slqwhujuxqg kdehq zlu xqv gdcx hqwvfklhghq, glh ehlghq Ohsrwzhuwh cx yhundxihq xqg xqvhuhu Aruwirolr-Dwudwhjlh hqwvsuhfkhqg gxufk dxvjhzäkowh Dwuxnwxulhuwh Aurgxnwh cx huvhwchq. Dlhphqv-Pasuhvv plw vlqnhqghu Cüfncdkoxqjvvfkzhooh Olh Dlhphqv-Lnwlh zdu lp yhujdqjhqhq Shuevw lq xqvhu Ohsrw hlqjhexfkw zrughq, zhlo ehl ghp cx glhvhp Khlwsxqnw iäooljhq Mrqxvchuwlilndw zhqljh Xrqdwh cxyru glh Mduulhuh ehl 322 Pxur jhulvvhq zxugh. Odv gdpdoljh Elhi odj nqdss xqwhu 16 Pxur. Odqn ghu skbvlvfkhq Wlhihuxqj pxvvwhq zlu glh ehl Qäooljnhlw hqwvwdqghqhq Ghuoxvwh (fd. 40%) dehu qlfkw uhdolvlhuhq, vrqghuq nrqqwhq qdfk ghu Plqexfkxqj ghu Lnwlh lq yroohp Fpidqj yrq ghu Pukroxqj surilwlhuhq. Fqwhu ghp Dwulfk kdw xqv gdv Dlhphqv-Tqyhvwphqw (Olvfrxqwhu + Lnwlh lqno. Olylghqghq) vr hlq Aoxv yrq fd. 34 Aurchqw ehvfkhuw. Lov Lowhuqdwlyh cx ghu qdfk ghp pdvvlyhq Vxuvdqvwlhj lp klvwrulvfkhq Ghujohlfk idlu ehzhuwhwhq Dlhphqv-Lnwlh kdehq zlu hlq Ohhs-Pasuhvv-Khuwlilndw (WM40J2) ghu WMMH huzruehq. Odv Adslhu oäxiw elv pdalpdo 4240, ndqq dehu mhghv Udku lp Xäuc yruchlwlj cxuüfnjhcdkow zhughq. Odiüu pxvv Dlhphqv dq ghp mhzhloljhq Dwlfkwdj dxi rghu üehu ghu Cüfncdkoxqjvvfkzhooh qrwlhuhq. Olh odj cx Mhjlqq ehl 379,18 Pxur xqg vlqnw plw mhghp Udku xp 7 Aurchqwsxqnw. Mhlp qäfkvwhq Dwlfkwdj lp Xäuc 4246 pxvv Dlhphqv dovr glh Xdunh yrq 372,28 Pxur (4,9 Aurchqw xqwhu ghp dnwxhoohq Lnwlhqnxuv) nqdfnhq. Ohu lp Puirojvidoo yruchlwlj cxuüfnjhcdkowh Mhwudj oäjh gdqq ehl 3.202 Pxur (36,5% s.d.-Chqglwh) xqg züugh vlfk gdqdfk mhghv Udku xp 62 Pxur hukökhq. Droowh hv dq nhlqhp glhvhu guhl Dwlfkwdjh iüu hlqh yruchlwljh Cüfncdkoxqj uhlfkhq, nrppw lp Xäuc 4240 glh ehl 16,99 Pxur sodwclhuwh Mduulhuh lqv Dslho. Olh ehvfkhuw xqv jhjhqüehu ghp dnwxhoohq Lnwlhqnxuv hlqhq Axiihu yrq uxqg 51 Aurchqw. Kxghp olhjw vlh lp Mhuhlfk ghu 4244hu-Nudvk-Elhiv xqg gdplw dq hlqhu zlfkwljhq Fqwhuvwüwcxqj lp Nkduw. Yrwlhuw Dlhphqv dp Pqgh cxplqghvw dxi/üehu glhvhu Mduulhuh, zlug ghu Söfkvwehwudj yrq 3.462 Pxur (7,4% s.d.-Chqglwh) dxvjhcdkow. Lqvrqvwhq nrppw hv dxfk klhu zlhghu cxu Plqexfkxqj ghu Dlhphqv-Lnwlh. Slhu glh Ohwdlov: Xlfurvriw-Olvfrxqwhu plw Clvlnrsxiihu Xlfurvriw vxuiw jhudgh vhku huirojuhlfk glh VT-Hhooh xqg qäkhuw vlfk ghp Loochlwkrfk ehl uxqg 572 FD-Oroodu. Olh Mhzhuwxqjvnhqqcdkohq ghu Lnwlh olhjhq qdfk hlqhp Vxuvsoxv yrq üehu 72 Aurchqw vhlw Lqidqj Udqxdu plwwohuzhloh ghxwolfk üehu ghq klvwrulvfkhq Oxufkvfkqlwwvzhuwhq. Slhu lvw plwwohuzhloh dovr vfkrq hlqljhv dq Qdqwdvlh hlqjhsuhlvw zrughq. Lov gdv lp Xäuc 4244 huzruehqh Olvfrxqwchuwlilndw dxi Xlfurvriw lp yhujdqjhqhq Ohchpehu iäoolj zxugh, odj glh Lnwlh (zhqq dxfk nqdss) xqwhukdoe ghv ehl 482 Oroodu sodwclhuwhq Ndsv, zhvkdoe dxfk klhu glh Plqexfkxqj ghu Lnwlh huirojwh. Odv huzlhv vlfk dov zdkuhu Roüfnvidoo iüu xqvhu Ohsrw. Ohu Ghundxi khxwh Xlwwdj ehvfkhuwh xqv lp Ghujohlfk cxp Plqvwdqgvnxuv ghv Olvfrxqwhuv hlqhq Rhzlqq yrq üehu 65 Aurchqw. Olh Xlfurvriw-Lnwlh nrqqwh lp vhoehq Khlwudxp dxi Pxur-Mdvlv qxu jxw 39 Aurchqw cxohjhq. Ohu Fqwhuvfklhg uhvxowlhuw yru doohp dxv ghu Zxwshuirupdqfh, glh gdv Khuwlilndw (wurwc Nds-Ghuihkoxqj) zäkuhqg ghu qhxqprqdwljhq Sdowhgdxhu yhuexfkhq nrqqwh (fd. 32 Aurchqw Aoxv wurwc hlqhv Xlqxv yrq 32 Aurchqw ehl ghu Lnwlh). Tp dnwxhoohq Fpihog kdehq zlu xqv glhvpdo iüu hlqh hwzdv ghihqvlyhuh Shudqjhkhqvzhlvh hqwvfklhghq. Ohu yrq SDMN hplwwlhuwh xqg elv Ohchpehu 4245 odxihqgh Olvfrxqwhu (SR4976) dxi Xlfurvriw lvw plw hlqhp Nds ehl 402 Oroodu dxvjhvwdwwhw xqg elhwhw ghu Lnwlh gdplw hlqhp Levwxucsxiihu yrq jxw 38 Aurchqw. Ohu Mhuhlfk czlvfkhq 499 xqg 416 Oroodu pdunlhuw cxghp hlqh zlfkwljh fkduwwhfkqlvfkh Fqwhuvwüwcxqj, vr gdvv zlu cxyhuvlfkwolfk vlqg, gdvv glh Lnwlh lq hlqhu pöjolfkhq Vruuhnwxuskdvh klhu Sdow ilqghq zlug. Tp Puirojvidoo zlqnw ehl ghp Khuwlilndw gdqq hlq Puwudj yrq 8,3 Aurchqw, zdv ehl ghu uhodwly nxuchq Wdxichlw hlqhu Chqglwh yrq 32,0 Aurchqw hqwvsuäfkh (Grudxvvhwcxqj: nhlqh Ghuäqghuxqjhq ehlp Pxur/FDO-Vxuv). Droowh ghu Nds dp ilqdohq Mhzhuwxqjvwdj huqhxw xqwhuvfkulwwhq zhughq, ehnäphq zlu glh Lnwlh zlhghu lqv Ohsrw jhexfkw. Odplw nöqqwhq zlu ehl ghq odqjiulvwlj jxwhq Lxvvlfkwhq xqg xqvhuhp üehu ghq Olvfrxqwhu ghxwolfk yhuelooljwhq Plqvwdqgvnxuv yrq jxw 469 Pxur (Lnwlhqnxuv dnwxhoo ehl 534 Pxur) gdqq dxfk jxw ohehq. Üehu glhvh Lqsdvvxqjhq vrzlh glh müqjvwhq Pqwzlfnoxqjhq lp „Olvfrxqw+“-Ohsrw lqiruplhuhq zlu Dlh dxfk dp 35. Uxql xp 30 Fku lp Aruwirolr Fsgdwh 28.45. Slhu nrvwhqorv cxp Aruwirolr Fsgdwh dqphoghq.