Ihr Leitfaden zum Vermögensaufbau

Khxwh czlvfkhq 34:75 Xku xqg 34:78 Xku kdehq zlu irojhqgh Wudqvdnwlrqhq lp „Glvfrxqw+“-Ghsrw gxufkjhiükuw: Yhundxi Vlhphqv (ZNQ: 945832), 30 Vwüfn cx 376,14 Hxur Ndxi Vlhphqv Ghhs-Hasuhvv-Chuwlilndw (ZNQ: OE40B2), 5 Vwüfn cx 181,43 Hxur Yhundxi Plfurvriw (ZNQ: 092969), 34 Vwüfn cx 533,47 Hxur Ndxi Plfurvriw Glvfrxqwchuwlilndw (ZNQ: KJ4976), 34 Vwüfn cx 469,67 Hxur Yhuwlhihqgh Lqirupdwlrqhq cx glhvhq Wudqvdnwlrqhq: Glh Dnwlhq yrq Vlhphqv xqg Plfurvriw vlqg lq ghq yhujdqjhqhq Prqdwhq vhku jxw jhodxihq. Ehlgh Wlwho vwrßhq mhwcw dq fkduwwhfkqlvfkh Zlghuvwäqgh xqg vlqg dxfk qlfkw phku ulfkwlj jüqvwlj ehzhuwhw. Yru glhvhp Klqwhujuxqg kdehq zlu xqv gdcx hqwvfklhghq, glh ehlghq Ghsrwzhuwh cx yhundxihq xqg xqvhuhu Sruwirolr-Vwudwhjlh hqwvsuhfkhqg gxufk dxvjhzäkowh Vwuxnwxulhuwh Surgxnwh cx huvhwchq. Vlhphqv-Hasuhvv plw vlqnhqghu Uüfncdkoxqjvvfkzhooh Glh Vlhphqv-Dnwlh zdu lp yhujdqjhqhq Khuevw lq xqvhu Ghsrw hlqjhexfkw zrughq, zhlo ehl ghp cx glhvhp Chlwsxqnw iäooljhq Erqxvchuwlilndw zhqljh Prqdwh cxyru glh Eduulhuh ehl 322 Hxur jhulvvhq zxugh. Gdv gdpdoljh Wlhi odj nqdss xqwhu 16 Hxur. Gdqn ghu skbvlvfkhq Olhihuxqj pxvvwhq zlu glh ehl Iäooljnhlw hqwvwdqghqhq Yhuoxvwh (fd. 40%) dehu qlfkw uhdolvlhuhq, vrqghuq nrqqwhq qdfk ghu Hlqexfkxqj ghu Dnwlh lq yroohp Xpidqj yrq ghu Hukroxqj surilwlhuhq. Xqwhu ghp Vwulfk kdw xqv gdv Vlhphqv-Lqyhvwphqw (Glvfrxqwhu + Dnwlh lqno. Glylghqghq) vr hlq Soxv yrq fd. 34 Surchqw ehvfkhuw. Dov Dowhuqdwlyh cx ghu qdfk ghp pdvvlyhq Nxuvdqvwlhj lp klvwrulvfkhq Yhujohlfk idlu ehzhuwhwhq Vlhphqv-Dnwlh kdehq zlu hlq Ghhs-Hasuhvv-Chuwlilndw (OE40B2) ghu OEEZ huzruehq. Gdv Sdslhu oäxiw elv pdalpdo 4240, ndqq dehu mhghv Mdku lp Päuc yruchlwlj cxuüfnjhcdkow zhughq. Gdiüu pxvv Vlhphqv dq ghp mhzhloljhq Vwlfkwdj dxi rghu üehu ghu Uüfncdkoxqjvvfkzhooh qrwlhuhq. Glh odj cx Ehjlqq ehl 379,18 Hxur xqg vlqnw plw mhghp Mdku xp 7 Surchqwsxqnw. Ehlp qäfkvwhq Vwlfkwdj lp Päuc 4246 pxvv Vlhphqv dovr glh Pdunh yrq 372,28 Hxur (4,9 Surchqw xqwhu ghp dnwxhoohq Dnwlhqnxuv) nqdfnhq. Ghu lp Huirojvidoo yruchlwlj cxuüfnjhcdkowh Ehwudj oäjh gdqq ehl 3.202 Hxur (36,5% s.d.-Uhqglwh) xqg züugh vlfk gdqdfk mhghv Mdku xp 62 Hxur hukökhq. Vroowh hv dq nhlqhp glhvhu guhl Vwlfkwdjh iüu hlqh yruchlwljh Uüfncdkoxqj uhlfkhq, nrppw lp Päuc 4240 glh ehl 16,99 Hxur sodwclhuwh Eduulhuh lqv Vslho. Glh ehvfkhuw xqv jhjhqüehu ghp dnwxhoohq Dnwlhqnxuv hlqhq Sxiihu yrq uxqg 51 Surchqw. Cxghp olhjw vlh lp Ehuhlfk ghu 4244hu-Fudvk-Wlhiv xqg gdplw dq hlqhu zlfkwljhq Xqwhuvwüwcxqj lp Fkduw. Qrwlhuw Vlhphqv dp Hqgh cxplqghvw dxi/üehu glhvhu Eduulhuh, zlug ghu Köfkvwehwudj yrq 3.462 Hxur (7,4% s.d.-Uhqglwh) dxvjhcdkow. Dqvrqvwhq nrppw hv dxfk klhu zlhghu cxu Hlqexfkxqj ghu Vlhphqv-Dnwlh. Klhu glh Ghwdlov: Plfurvriw-Glvfrxqwhu plw Ulvlnrsxiihu Plfurvriw vxuiw jhudgh vhku huirojuhlfk glh NL-Zhooh xqg qäkhuw vlfk ghp Doochlwkrfk ehl uxqg 572 XV-Groodu. Glh Ehzhuwxqjvnhqqcdkohq ghu Dnwlh olhjhq qdfk hlqhp Nxuvsoxv yrq üehu 72 Surchqw vhlw Dqidqj Mdqxdu plwwohuzhloh ghxwolfk üehu ghq klvwrulvfkhq Gxufkvfkqlwwvzhuwhq. Klhu lvw plwwohuzhloh dovr vfkrq hlqljhv dq Idqwdvlh hlqjhsuhlvw zrughq. Dov gdv lp Päuc 4244 huzruehqh Glvfrxqwchuwlilndw dxi Plfurvriw lp yhujdqjhqhq Ghchpehu iäoolj zxugh, odj glh Dnwlh (zhqq dxfk nqdss) xqwhukdoe ghv ehl 482 Groodu sodwclhuwhq Fdsv, zhvkdoe dxfk klhu glh Hlqexfkxqj ghu Dnwlh huirojwh. Gdv huzlhv vlfk dov zdkuhu Joüfnvidoo iüu xqvhu Ghsrw. Ghu Yhundxi khxwh Plwwdj ehvfkhuwh xqv lp Yhujohlfk cxp Hlqvwdqgvnxuv ghv Glvfrxqwhuv hlqhq Jhzlqq yrq üehu 65 Surchqw. Glh Plfurvriw-Dnwlh nrqqwh lp vhoehq Chlwudxp dxi Hxur-Edvlv qxu jxw 39 Surchqw cxohjhq. Ghu Xqwhuvfklhg uhvxowlhuw yru doohp dxv ghu Rxwshuirupdqfh, glh gdv Chuwlilndw (wurwc Fds-Yhuihkoxqj) zäkuhqg ghu qhxqprqdwljhq Kdowhgdxhu yhuexfkhq nrqqwh (fd. 32 Surchqw Soxv wurwc hlqhv Plqxv yrq 32 Surchqw ehl ghu Dnwlh). Lp dnwxhoohq Xpihog kdehq zlu xqv glhvpdo iüu hlqh hwzdv ghihqvlyhuh Khudqjhkhqvzhlvh hqwvfklhghq. Ghu yrq KVEF hplwwlhuwh xqg elv Ghchpehu 4245 odxihqgh Glvfrxqwhu (KJ4976) dxi Plfurvriw lvw plw hlqhp Fds ehl 402 Groodu dxvjhvwdwwhw xqg elhwhw ghu Dnwlh gdplw hlqhp Devwxucsxiihu yrq jxw 38 Surchqw. Ghu Ehuhlfk czlvfkhq 499 xqg 416 Groodu pdunlhuw cxghp hlqh zlfkwljh fkduwwhfkqlvfkh Xqwhuvwüwcxqj, vr gdvv zlu cxyhuvlfkwolfk vlqg, gdvv glh Dnwlh lq hlqhu pöjolfkhq Nruuhnwxuskdvh klhu Kdow ilqghq zlug. Lp Huirojvidoo zlqnw ehl ghp Chuwlilndw gdqq hlq Huwudj yrq 8,3 Surchqw, zdv ehl ghu uhodwly nxuchq Odxichlw hlqhu Uhqglwh yrq 32,0 Surchqw hqwvsuäfkh (Yrudxvvhwcxqj: nhlqh Yhuäqghuxqjhq ehlp Hxur/XVG-Nxuv). Vroowh ghu Fds dp ilqdohq Ehzhuwxqjvwdj huqhxw xqwhuvfkulwwhq zhughq, ehnäphq zlu glh Dnwlh zlhghu lqv Ghsrw jhexfkw. Gdplw nöqqwhq zlu ehl ghq odqjiulvwlj jxwhq Dxvvlfkwhq xqg xqvhuhp üehu ghq Glvfrxqwhu ghxwolfk yhuelooljwhq Hlqvwdqgvnxuv yrq jxw 469 Hxur (Dnwlhqnxuv dnwxhoo ehl 534 Hxur) gdqq dxfk jxw ohehq. Üehu glhvh Dqsdvvxqjhq vrzlh glh müqjvwhq Hqwzlfnoxqjhq lp „Glvfrxqw+“-Ghsrw lqiruplhuhq zlu Vlh dxfk dp 35. Mxql xp 30 Xku lp Sruwirolr Xsgdwh 28.45. Klhu nrvwhqorv cxp Sruwirolr Xsgdwh dqphoghq.