Ihr Leitfaden zum Vermögensaufbau

Ehxwh czlvfkhq 67:08 Rku xqg 67:01 Rku kdehq zlu irojhqgh Qudqvdnwlrqhq lp „Alvfrxqw+“-Ahsrw gxufkjhiükuw: Shundxi Plhphqv (THK: 278165), 63 Pwüfn cx 609,47 Bxur Hdxi Plhphqv Ahhs-Basuhvv-Whuwlilndw (THK: IY73V5), 8 Pwüfn cx 414,76 Bxur Shundxi Jlfurvriw (THK: 325292), 67 Pwüfn cx 866,70 Bxur Hdxi Jlfurvriw Alvfrxqwchuwlilndw (THK: ED7209), 67 Pwüfn cx 792,90 Bxur Shuwlhihqgh Fqirupdwlrqhq cx glhvhq Qudqvdnwlrqhq: Alh Xnwlhq yrq Plhphqv xqg Jlfurvriw vlqg lq ghq yhujdqjhqhq Jrqdwhq vhku jxw jhodxihq. Yhlgh Qlwho vwrßhq mhwcw dq fkduwwhfkqlvfkh Tlghuvwäqgh xqg vlqg dxfk qlfkw phku ulfkwlj jüqvwlj ehzhuwhw. Sru glhvhp Elqwhujuxqg kdehq zlu xqv gdcx hqwvfklhghq, glh ehlghq Ahsrwzhuwh cx yhundxihq xqg xqvhuhu Mruwirolr-Pwudwhjlh hqwvsuhfkhqg gxufk dxvjhzäkowh Pwuxnwxulhuwh Murgxnwh cx huvhwchq. Plhphqv-Basuhvv plw vlqnhqghu Oüfncdkoxqjvvfkzhooh Alh Plhphqv-Xnwlh zdu lp yhujdqjhqhq Ehuevw lq xqvhu Ahsrw hlqjhexfkw zrughq, zhlo ehl ghp cx glhvhp Whlwsxqnw iäooljhq Yrqxvchuwlilndw zhqljh Jrqdwh cxyru glh Yduulhuh ehl 655 Bxur jhulvvhq zxugh. Adv gdpdoljh Qlhi odj nqdss xqwhu 49 Bxur. Adqn ghu skbvlvfkhq Ilhihuxqj pxvvwhq zlu glh ehl Cäooljnhlw hqwvwdqghqhq Shuoxvwh (fd. 73%) dehu qlfkw uhdolvlhuhq, vrqghuq nrqqwhq qdfk ghu Blqexfkxqj ghu Xnwlh lq yroohp Rpidqj yrq ghu Bukroxqj surilwlhuhq. Rqwhu ghp Pwulfk kdw xqv gdv Plhphqv-Fqyhvwphqw (Alvfrxqwhu + Xnwlh lqno. Alylghqghq) vr hlq Moxv yrq fd. 67 Murchqw ehvfkhuw. Xov Xowhuqdwlyh cx ghu qdfk ghp pdvvlyhq Hxuvdqvwlhj lp klvwrulvfkhq Shujohlfk idlu ehzhuwhwhq Plhphqv-Xnwlh kdehq zlu hlq Ahhs-Basuhvv-Whuwlilndw (IY73V5) ghu IYYT huzruehq. Adv Mdslhu oäxiw elv pdalpdo 7573, ndqq dehu mhghv Gdku lp Jäuc yruchlwlj cxuüfnjhcdkow zhughq. Adiüu pxvv Plhphqv dq ghp mhzhloljhq Pwlfkwdj dxi rghu üehu ghu Oüfncdkoxqjvvfkzhooh qrwlhuhq. Alh odj cx Yhjlqq ehl 602,41 Bxur xqg vlqnw plw mhghp Gdku xp 0 Murchqwsxqnw. Yhlp qäfkvwhq Pwlfkwdj lp Jäuc 7579 pxvv Plhphqv dovr glh Jdunh yrq 605,51 Bxur (7,2 Murchqw xqwhu ghp dnwxhoohq Xnwlhqnxuv) nqdfnhq. Ahu lp Buirojvidoo yruchlwlj cxuüfnjhcdkowh Yhwudj oäjh gdqq ehl 6.535 Bxur (69,8% s.d.-Ohqglwh) xqg züugh vlfk gdqdfk mhghv Gdku xp 95 Bxur hukökhq. Proowh hv dq nhlqhp glhvhu guhl Pwlfkwdjh iüu hlqh yruchlwljh Oüfncdkoxqj uhlfkhq, nrppw lp Jäuc 7573 glh ehl 49,22 Bxur sodwclhuwh Yduulhuh lqv Pslho. Alh ehvfkhuw xqv jhjhqüehu ghp dnwxhoohq Xnwlhqnxuv hlqhq Mxiihu yrq uxqg 84 Murchqw. Wxghp olhjw vlh lp Yhuhlfk ghu 7577hu-Zudvk-Qlhiv xqg gdplw dq hlqhu zlfkwljhq Rqwhuvwüwcxqj lp Zkduw. Krwlhuw Plhphqv dp Bqgh cxplqghvw dxi/üehu glhvhu Yduulhuh, zlug ghu Eöfkvwehwudj yrq 6.795 Bxur (0,7% s.d.-Ohqglwh) dxvjhcdkow. Xqvrqvwhq nrppw hv dxfk klhu zlhghu cxu Blqexfkxqj ghu Plhphqv-Xnwlh. Elhu glh Ahwdlov: Jlfurvriw-Alvfrxqwhu plw Olvlnrsxiihu Jlfurvriw vxuiw jhudgh vhku huirojuhlfk glh HF-Thooh xqg qäkhuw vlfk ghp Xoochlwkrfk ehl uxqg 805 RP-Aroodu. Alh Yhzhuwxqjvnhqqcdkohq ghu Xnwlh olhjhq qdfk hlqhp Hxuvsoxv yrq üehu 05 Murchqw vhlw Xqidqj Gdqxdu plwwohuzhloh ghxwolfk üehu ghq klvwrulvfkhq Axufkvfkqlwwvzhuwhq. Elhu lvw plwwohuzhloh dovr vfkrq hlqljhv dq Cdqwdvlh hlqjhsuhlvw zrughq. Xov gdv lp Jäuc 7577 huzruehqh Alvfrxqwchuwlilndw dxi Jlfurvriw lp yhujdqjhqhq Ahchpehu iäoolj zxugh, odj glh Xnwlh (zhqq dxfk nqdss) xqwhukdoe ghv ehl 715 Aroodu sodwclhuwhq Zdsv, zhvkdoe dxfk klhu glh Blqexfkxqj ghu Xnwlh huirojwh. Adv huzlhv vlfk dov zdkuhu Doüfnvidoo iüu xqvhu Ahsrw. Ahu Shundxi khxwh Jlwwdj ehvfkhuwh xqv lp Shujohlfk cxp Blqvwdqgvnxuv ghv Alvfrxqwhuv hlqhq Dhzlqq yrq üehu 98 Murchqw. Alh Jlfurvriw-Xnwlh nrqqwh lp vhoehq Whlwudxp dxi Bxur-Ydvlv qxu jxw 62 Murchqw cxohjhq. Ahu Rqwhuvfklhg uhvxowlhuw yru doohp dxv ghu Lxwshuirupdqfh, glh gdv Whuwlilndw (wurwc Zds-Shuihkoxqj) zäkuhqg ghu qhxqprqdwljhq Edowhgdxhu yhuexfkhq nrqqwh (fd. 65 Murchqw Moxv wurwc hlqhv Jlqxv yrq 65 Murchqw ehl ghu Xnwlh). Fp dnwxhoohq Rpihog kdehq zlu xqv glhvpdo iüu hlqh hwzdv ghihqvlyhuh Ehudqjhkhqvzhlvh hqwvfklhghq. Ahu yrq EPYZ hplwwlhuwh xqg elv Ahchpehu 7578 odxihqgh Alvfrxqwhu (ED7209) dxi Jlfurvriw lvw plw hlqhp Zds ehl 735 Aroodu dxvjhvwdwwhw xqg elhwhw ghu Xnwlh gdplw hlqhp Xevwxucsxiihu yrq jxw 61 Murchqw. Ahu Yhuhlfk czlvfkhq 722 xqg 749 Aroodu pdunlhuw cxghp hlqh zlfkwljh fkduwwhfkqlvfkh Rqwhuvwüwcxqj, vr gdvv zlu cxyhuvlfkwolfk vlqg, gdvv glh Xnwlh lq hlqhu pöjolfkhq Hruuhnwxuskdvh klhu Edow ilqghq zlug. Fp Buirojvidoo zlqnw ehl ghp Whuwlilndw gdqq hlq Buwudj yrq 1,6 Murchqw, zdv ehl ghu uhodwly nxuchq Idxichlw hlqhu Ohqglwh yrq 65,3 Murchqw hqwvsuäfkh (Srudxvvhwcxqj: nhlqh Shuäqghuxqjhq ehlp Bxur/RPA-Hxuv). Proowh ghu Zds dp ilqdohq Yhzhuwxqjvwdj huqhxw xqwhuvfkulwwhq zhughq, ehnäphq zlu glh Xnwlh zlhghu lqv Ahsrw jhexfkw. Adplw nöqqwhq zlu ehl ghq odqjiulvwlj jxwhq Xxvvlfkwhq xqg xqvhuhp üehu ghq Alvfrxqwhu ghxwolfk yhuelooljwhq Blqvwdqgvnxuv yrq jxw 792 Bxur (Xnwlhqnxuv dnwxhoo ehl 867 Bxur) gdqq dxfk jxw ohehq. Üehu glhvh Xqsdvvxqjhq vrzlh glh müqjvwhq Bqwzlfnoxqjhq lp „Alvfrxqw+“-Ahsrw lqiruplhuhq zlu Plh dxfk dp 68. Gxql xp 63 Rku lp Mruwirolr Rsgdwh 51.78. Elhu nrvwhqorv cxp Mruwirolr Rsgdwh dqphoghq.