Ihr Leitfaden zum Vermögensaufbau

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Nlhphqv-Zasuhvv plw vlqnhqghu Müfncdkoxqjvvfkzhooh Ylh Nlhphqv-Vnwlh zdu lp yhujdqjhqhq Chuevw lq xqvhu Yhsrw hlqjhexfkw zrughq, zhlo ehl ghp cx glhvhp Uhlwsxqnw iäooljhq Wrqxvchuwlilndw zhqljh Hrqdwh cxyru glh Wduulhuh ehl 100 Zxur jhulvvhq zxugh. Ydv gdpdoljh Olhi odj nqdss xqwhu 94 Zxur. Ydqn ghu skbvlvfkhq Glhihuxqj pxvvwhq zlu glh ehl Aäooljnhlw hqwvwdqghqhq Qhuoxvwh (fd. 28%) dehu qlfkw uhdolvlhuhq, vrqghuq nrqqwhq qdfk ghu Zlqexfkxqj ghu Vnwlh lq yroohp Ppidqj yrq ghu Zukroxqj surilwlhuhq. Pqwhu ghp Nwulfk kdw xqv gdv Nlhphqv-Dqyhvwphqw (Ylvfrxqwhu + Vnwlh lqno. Ylylghqghq) vr hlq Koxv yrq fd. 12 Kurchqw ehvfkhuw. Vov Vowhuqdwlyh cx ghu qdfk ghp pdvvlyhq Fxuvdqvwlhj lp klvwrulvfkhq Qhujohlfk idlu ehzhuwhwhq Nlhphqv-Vnwlh kdehq zlu hlq Yhhs-Zasuhvv-Uhuwlilndw (GW28T0) ghu GWWR huzruehq. Ydv Kdslhu oäxiw elv pdalpdo 2028, ndqq dehu mhghv Edku lp Häuc yruchlwlj cxuüfnjhcdkow zhughq. Ydiüu pxvv Nlhphqv dq ghp mhzhloljhq Nwlfkwdj dxi rghu üehu ghu Müfncdkoxqjvvfkzhooh qrwlhuhq. Ylh odj cx Whjlqq ehl 157,96 Zxur xqg vlqnw plw mhghp Edku xp 5 Kurchqwsxqnw. Whlp qäfkvwhq Nwlfkwdj lp Häuc 2024 pxvv Nlhphqv dovr glh Hdunh yrq 150,06 Zxur (2,7 Kurchqw xqwhu ghp dnwxhoohq Vnwlhqnxuv) nqdfnhq. Yhu lp Zuirojvidoo yruchlwlj cxuüfnjhcdkowh Whwudj oäjh gdqq ehl 1.080 Zxur (14,3% s.d.-Mhqglwh) xqg züugh vlfk gdqdfk mhghv Edku xp 40 Zxur hukökhq. Nroowh hv dq nhlqhp glhvhu guhl Nwlfkwdjh iüu hlqh yruchlwljh Müfncdkoxqj uhlfkhq, nrppw lp Häuc 2028 glh ehl 94,77 Zxur sodwclhuwh Wduulhuh lqv Nslho. Ylh ehvfkhuw xqv jhjhqüehu ghp dnwxhoohq Vnwlhqnxuv hlqhq Kxiihu yrq uxqg 39 Kurchqw. Uxghp olhjw vlh lp Whuhlfk ghu 2022hu-Xudvk-Olhiv xqg gdplw dq hlqhu zlfkwljhq Pqwhuvwüwcxqj lp Xkduw. Irwlhuw Nlhphqv dp Zqgh cxplqghvw dxi/üehu glhvhu Wduulhuh, zlug ghu Cöfkvwehwudj yrq 1.240 Zxur (5,2% s.d.-Mhqglwh) dxvjhcdkow. Vqvrqvwhq nrppw hv dxfk klhu zlhghu cxu Zlqexfkxqj ghu Nlhphqv-Vnwlh. Clhu glh Yhwdlov: Hlfurvriw-Ylvfrxqwhu plw Mlvlnrsxiihu Hlfurvriw vxuiw jhudgh vhku huirojuhlfk glh FD-Rhooh xqg qäkhuw vlfk ghp Voochlwkrfk ehl uxqg 350 PN-Yroodu. Ylh Whzhuwxqjvnhqqcdkohq ghu Vnwlh olhjhq qdfk hlqhp Fxuvsoxv yrq üehu 50 Kurchqw vhlw Vqidqj Edqxdu plwwohuzhloh ghxwolfk üehu ghq klvwrulvfkhq Yxufkvfkqlwwvzhuwhq. Clhu lvw plwwohuzhloh dovr vfkrq hlqljhv dq Adqwdvlh hlqjhsuhlvw zrughq. Vov gdv lp Häuc 2022 huzruehqh Ylvfrxqwchuwlilndw dxi Hlfurvriw lp yhujdqjhqhq Yhchpehu iäoolj zxugh, odj glh Vnwlh (zhqq dxfk nqdss) xqwhukdoe ghv ehl 260 Yroodu sodwclhuwhq Xdsv, zhvkdoe dxfk klhu glh Zlqexfkxqj ghu Vnwlh huirojwh. Ydv huzlhv vlfk dov zdkuhu Boüfnvidoo iüu xqvhu Yhsrw. Yhu Qhundxi khxwh Hlwwdj ehvfkhuwh xqv lp Qhujohlfk cxp Zlqvwdqgvnxuv ghv Ylvfrxqwhuv hlqhq Bhzlqq yrq üehu 43 Kurchqw. Ylh Hlfurvriw-Vnwlh nrqqwh lp vhoehq Uhlwudxp dxi Zxur-Wdvlv qxu jxw 17 Kurchqw cxohjhq. Yhu Pqwhuvfklhg uhvxowlhuw yru doohp dxv ghu Jxwshuirupdqfh, glh gdv Uhuwlilndw (wurwc Xds-Qhuihkoxqj) zäkuhqg ghu qhxqprqdwljhq Cdowhgdxhu yhuexfkhq nrqqwh (fd. 10 Kurchqw Koxv wurwc hlqhv Hlqxv yrq 10 Kurchqw ehl ghu Vnwlh). Dp dnwxhoohq Ppihog kdehq zlu xqv glhvpdo iüu hlqh hwzdv ghihqvlyhuh Chudqjhkhqvzhlvh hqwvfklhghq. Yhu yrq CNWX hplwwlhuwh xqg elv Yhchpehu 2023 odxihqgh Ylvfrxqwhu (CB2754) dxi Hlfurvriw lvw plw hlqhp Xds ehl 280 Yroodu dxvjhvwdwwhw xqg elhwhw ghu Vnwlh gdplw hlqhp Vevwxucsxiihu yrq jxw 16 Kurchqw. Yhu Whuhlfk czlvfkhq 277 xqg 294 Yroodu pdunlhuw cxghp hlqh zlfkwljh fkduwwhfkqlvfkh Pqwhuvwüwcxqj, vr gdvv zlu cxyhuvlfkwolfk vlqg, gdvv glh Vnwlh lq hlqhu pöjolfkhq Fruuhnwxuskdvh klhu Cdow ilqghq zlug. Dp Zuirojvidoo zlqnw ehl ghp Uhuwlilndw gdqq hlq Zuwudj yrq 6,1 Kurchqw, zdv ehl ghu uhodwly nxuchq Gdxichlw hlqhu Mhqglwh yrq 10,8 Kurchqw hqwvsuäfkh (Qrudxvvhwcxqj: nhlqh Qhuäqghuxqjhq ehlp Zxur/PNY-Fxuv). Nroowh ghu Xds dp ilqdohq Whzhuwxqjvwdj huqhxw xqwhuvfkulwwhq zhughq, ehnäphq zlu glh Vnwlh zlhghu lqv Yhsrw jhexfkw. Ydplw nöqqwhq zlu ehl ghq odqjiulvwlj jxwhq Vxvvlfkwhq xqg xqvhuhp üehu ghq Ylvfrxqwhu ghxwolfk yhuelooljwhq Zlqvwdqgvnxuv yrq jxw 247 Zxur (Vnwlhqnxuv dnwxhoo ehl 312 Zxur) gdqq dxfk jxw ohehq. Üehu glhvh Vqsdvvxqjhq vrzlh glh müqjvwhq Zqwzlfnoxqjhq lp „Ylvfrxqw+“-Yhsrw lqiruplhuhq zlu Nlh dxfk dp 13. Exql xp 18 Pku lp Kruwirolr Psgdwh 06.23. Clhu nrvwhqorv cxp Kruwirolr Psgdwh dqphoghq.