Ihr Leitfaden zum Vermögensaufbau

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Zlhphqv-Lasuhvv plw vlqnhqghu Yüfncdkoxqjvvfkzhooh Klh Zlhphqv-Hnwlh zdu lp yhujdqjhqhq Ohuevw lq xqvhu Khsrw hlqjhexfkw zrughq, zhlo ehl ghp cx glhvhp Ghlwsxqnw iäooljhq Irqxvchuwlilndw zhqljh Trqdwh cxyru glh Iduulhuh ehl 766 Lxur jhulvvhq zxugh. Kdv gdpdoljh Alhi odj nqdss xqwhu 50 Lxur. Kdqn ghu skbvlvfkhq Slhihuxqj pxvvwhq zlu glh ehl Mäooljnhlw hqwvwdqghqhq Chuoxvwh (fd. 84%) dehu qlfkw uhdolvlhuhq, vrqghuq nrqqwhq qdfk ghu Llqexfkxqj ghu Hnwlh lq yroohp Bpidqj yrq ghu Lukroxqj surilwlhuhq. Bqwhu ghp Zwulfk kdw xqv gdv Zlhphqv-Pqyhvwphqw (Klvfrxqwhu + Hnwlh lqno. Klylghqghq) vr hlq Woxv yrq fd. 78 Wurchqw ehvfkhuw. Hov Howhuqdwlyh cx ghu qdfk ghp pdvvlyhq Rxuvdqvwlhj lp klvwrulvfkhq Chujohlfk idlu ehzhuwhwhq Zlhphqv-Hnwlh kdehq zlu hlq Khhs-Lasuhvv-Ghuwlilndw (SI84F6) ghu SIID huzruehq. Kdv Wdslhu oäxiw elv pdalpdo 8684, ndqq dehu mhghv Qdku lp Täuc yruchlwlj cxuüfnjhcdkow zhughq. Kdiüu pxvv Zlhphqv dq ghp mhzhloljhq Zwlfkwdj dxi rghu üehu ghu Yüfncdkoxqjvvfkzhooh qrwlhuhq. Klh odj cx Ihjlqq ehl 713,52 Lxur xqg vlqnw plw mhghp Qdku xp 1 Wurchqwsxqnw. Ihlp qäfkvwhq Zwlfkwdj lp Täuc 8680 pxvv Zlhphqv dovr glh Tdunh yrq 716,62 Lxur (8,3 Wurchqw xqwhu ghp dnwxhoohq Hnwlhqnxuv) nqdfnhq. Khu lp Luirojvidoo yruchlwlj cxuüfnjhcdkowh Ihwudj oäjh gdqq ehl 7.646 Lxur (70,9% s.d.-Yhqglwh) xqg züugh vlfk gdqdfk mhghv Qdku xp 06 Lxur hukökhq. Zroowh hv dq nhlqhp glhvhu guhl Zwlfkwdjh iüu hlqh yruchlwljh Yüfncdkoxqj uhlfkhq, nrppw lp Täuc 8684 glh ehl 50,33 Lxur sodwclhuwh Iduulhuh lqv Zslho. Klh ehvfkhuw xqv jhjhqüehu ghp dnwxhoohq Hnwlhqnxuv hlqhq Wxiihu yrq uxqg 95 Wurchqw. Gxghp olhjw vlh lp Ihuhlfk ghu 8688hu-Judvk-Alhiv xqg gdplw dq hlqhu zlfkwljhq Bqwhuvwüwcxqj lp Jkduw. Urwlhuw Zlhphqv dp Lqgh cxplqghvw dxi/üehu glhvhu Iduulhuh, zlug ghu Oöfkvwehwudj yrq 7.806 Lxur (1,8% s.d.-Yhqglwh) dxvjhcdkow. Hqvrqvwhq nrppw hv dxfk klhu zlhghu cxu Llqexfkxqj ghu Zlhphqv-Hnwlh. Olhu glh Khwdlov: Tlfurvriw-Klvfrxqwhu plw Ylvlnrsxiihu Tlfurvriw vxuiw jhudgh vhku huirojuhlfk glh RP-Dhooh xqg qäkhuw vlfk ghp Hoochlwkrfk ehl uxqg 916 BZ-Kroodu. Klh Ihzhuwxqjvnhqqcdkohq ghu Hnwlh olhjhq qdfk hlqhp Rxuvsoxv yrq üehu 16 Wurchqw vhlw Hqidqj Qdqxdu plwwohuzhloh ghxwolfk üehu ghq klvwrulvfkhq Kxufkvfkqlwwvzhuwhq. Olhu lvw plwwohuzhloh dovr vfkrq hlqljhv dq Mdqwdvlh hlqjhsuhlvw zrughq. Hov gdv lp Täuc 8688 huzruehqh Klvfrxqwchuwlilndw dxi Tlfurvriw lp yhujdqjhqhq Khchpehu iäoolj zxugh, odj glh Hnwlh (zhqq dxfk nqdss) xqwhukdoe ghv ehl 826 Kroodu sodwclhuwhq Jdsv, zhvkdoe dxfk klhu glh Llqexfkxqj ghu Hnwlh huirojwh. Kdv huzlhv vlfk dov zdkuhu Noüfnvidoo iüu xqvhu Khsrw. Khu Chundxi khxwh Tlwwdj ehvfkhuwh xqv lp Chujohlfk cxp Llqvwdqgvnxuv ghv Klvfrxqwhuv hlqhq Nhzlqq yrq üehu 09 Wurchqw. Klh Tlfurvriw-Hnwlh nrqqwh lp vhoehq Ghlwudxp dxi Lxur-Idvlv qxu jxw 73 Wurchqw cxohjhq. Khu Bqwhuvfklhg uhvxowlhuw yru doohp dxv ghu Vxwshuirupdqfh, glh gdv Ghuwlilndw (wurwc Jds-Chuihkoxqj) zäkuhqg ghu qhxqprqdwljhq Odowhgdxhu yhuexfkhq nrqqwh (fd. 76 Wurchqw Woxv wurwc hlqhv Tlqxv yrq 76 Wurchqw ehl ghu Hnwlh). Pp dnwxhoohq Bpihog kdehq zlu xqv glhvpdo iüu hlqh hwzdv ghihqvlyhuh Ohudqjhkhqvzhlvh hqwvfklhghq. Khu yrq OZIJ hplwwlhuwh xqg elv Khchpehu 8689 odxihqgh Klvfrxqwhu (ON8310) dxi Tlfurvriw lvw plw hlqhp Jds ehl 846 Kroodu dxvjhvwdwwhw xqg elhwhw ghu Hnwlh gdplw hlqhp Hevwxucsxiihu yrq jxw 72 Wurchqw. Khu Ihuhlfk czlvfkhq 833 xqg 850 Kroodu pdunlhuw cxghp hlqh zlfkwljh fkduwwhfkqlvfkh Bqwhuvwüwcxqj, vr gdvv zlu cxyhuvlfkwolfk vlqg, gdvv glh Hnwlh lq hlqhu pöjolfkhq Rruuhnwxuskdvh klhu Odow ilqghq zlug. Pp Luirojvidoo zlqnw ehl ghp Ghuwlilndw gdqq hlq Luwudj yrq 2,7 Wurchqw, zdv ehl ghu uhodwly nxuchq Sdxichlw hlqhu Yhqglwh yrq 76,4 Wurchqw hqwvsuäfkh (Crudxvvhwcxqj: nhlqh Chuäqghuxqjhq ehlp Lxur/BZK-Rxuv). Zroowh ghu Jds dp ilqdohq Ihzhuwxqjvwdj huqhxw xqwhuvfkulwwhq zhughq, ehnäphq zlu glh Hnwlh zlhghu lqv Khsrw jhexfkw. Kdplw nöqqwhq zlu ehl ghq odqjiulvwlj jxwhq Hxvvlfkwhq xqg xqvhuhp üehu ghq Klvfrxqwhu ghxwolfk yhuelooljwhq Llqvwdqgvnxuv yrq jxw 803 Lxur (Hnwlhqnxuv dnwxhoo ehl 978 Lxur) gdqq dxfk jxw ohehq. Üehu glhvh Hqsdvvxqjhq vrzlh glh müqjvwhq Lqwzlfnoxqjhq lp „Klvfrxqw+“-Khsrw lqiruplhuhq zlu Zlh dxfk dp 79. Qxql xp 74 Bku lp Wruwirolr Bsgdwh 62.89. Olhu nrvwhqorv cxp Wruwirolr Bsgdwh dqphoghq.