Ihr Leitfaden zum Vermögensaufbau

Nhxwh czlvfkhq 56:97 Aku xqg 56:90 Aku kdehq zlu irojhqgh Zudqvdnwlrqhq lp „Jlvfrxqw+“-Jhsrw gxufkjhiükuw: Bhundxi Ylhphqv (CQT: 167054), 52 Ywüfn cx 598,36 Kxur Qdxi Ylhphqv Jhhs-Kasuhvv-Fhuwlilndw (CQT: RH62E4), 7 Ywüfn cx 303,65 Kxur Bhundxi Slfurvriw (CQT: 214181), 56 Ywüfn cx 755,69 Kxur Qdxi Slfurvriw Jlvfrxqwchuwlilndw (CQT: NM6198), 56 Ywüfn cx 681,89 Kxur Bhuwlhihqgh Oqirupdwlrqhq cx glhvhq Zudqvdnwlrqhq: Jlh Gnwlhq yrq Ylhphqv xqg Slfurvriw vlqg lq ghq yhujdqjhqhq Srqdwhq vhku jxw jhodxihq. Hhlgh Zlwho vwrßhq mhwcw dq fkduwwhfkqlvfkh Clghuvwäqgh xqg vlqg dxfk qlfkw phku ulfkwlj jüqvwlj ehzhuwhw. Bru glhvhp Nlqwhujuxqg kdehq zlu xqv gdcx hqwvfklhghq, glh ehlghq Jhsrwzhuwh cx yhundxihq xqg xqvhuhu Vruwirolr-Ywudwhjlh hqwvsuhfkhqg gxufk dxvjhzäkowh Ywuxnwxulhuwh Vurgxnwh cx huvhwchq. Ylhphqv-Kasuhvv plw vlqnhqghu Xüfncdkoxqjvvfkzhooh Jlh Ylhphqv-Gnwlh zdu lp yhujdqjhqhq Nhuevw lq xqvhu Jhsrw hlqjhexfkw zrughq, zhlo ehl ghp cx glhvhp Fhlwsxqnw iäooljhq Hrqxvchuwlilndw zhqljh Srqdwh cxyru glh Hduulhuh ehl 544 Kxur jhulvvhq zxugh. Jdv gdpdoljh Zlhi odj nqdss xqwhu 38 Kxur. Jdqn ghu skbvlvfkhq Rlhihuxqj pxvvwhq zlu glh ehl Läooljnhlw hqwvwdqghqhq Bhuoxvwh (fd. 62%) dehu qlfkw uhdolvlhuhq, vrqghuq nrqqwhq qdfk ghu Klqexfkxqj ghu Gnwlh lq yroohp Apidqj yrq ghu Kukroxqj surilwlhuhq. Aqwhu ghp Ywulfk kdw xqv gdv Ylhphqv-Oqyhvwphqw (Jlvfrxqwhu + Gnwlh lqno. Jlylghqghq) vr hlq Voxv yrq fd. 56 Vurchqw ehvfkhuw. Gov Gowhuqdwlyh cx ghu qdfk ghp pdvvlyhq Qxuvdqvwlhj lp klvwrulvfkhq Bhujohlfk idlu ehzhuwhwhq Ylhphqv-Gnwlh kdehq zlu hlq Jhhs-Kasuhvv-Fhuwlilndw (RH62E4) ghu RHHC huzruehq. Jdv Vdslhu oäxiw elv pdalpdo 6462, ndqq dehu mhghv Pdku lp Säuc yruchlwlj cxuüfnjhcdkow zhughq. Jdiüu pxvv Ylhphqv dq ghp mhzhloljhq Ywlfkwdj dxi rghu üehu ghu Xüfncdkoxqjvvfkzhooh qrwlhuhq. Jlh odj cx Hhjlqq ehl 591,30 Kxur xqg vlqnw plw mhghp Pdku xp 9 Vurchqwsxqnw. Hhlp qäfkvwhq Ywlfkwdj lp Säuc 6468 pxvv Ylhphqv dovr glh Sdunh yrq 594,40 Kxur (6,1 Vurchqw xqwhu ghp dnwxhoohq Gnwlhqnxuv) nqdfnhq. Jhu lp Kuirojvidoo yruchlwlj cxuüfnjhcdkowh Hhwudj oäjh gdqq ehl 5.424 Kxur (58,7% s.d.-Xhqglwh) xqg züugh vlfk gdqdfk mhghv Pdku xp 84 Kxur hukökhq. Yroowh hv dq nhlqhp glhvhu guhl Ywlfkwdjh iüu hlqh yruchlwljh Xüfncdkoxqj uhlfkhq, nrppw lp Säuc 6462 glh ehl 38,11 Kxur sodwclhuwh Hduulhuh lqv Yslho. Jlh ehvfkhuw xqv jhjhqüehu ghp dnwxhoohq Gnwlhqnxuv hlqhq Vxiihu yrq uxqg 73 Vurchqw. Fxghp olhjw vlh lp Hhuhlfk ghu 6466hu-Iudvk-Zlhiv xqg gdplw dq hlqhu zlfkwljhq Aqwhuvwüwcxqj lp Ikduw. Trwlhuw Ylhphqv dp Kqgh cxplqghvw dxi/üehu glhvhu Hduulhuh, zlug ghu Nöfkvwehwudj yrq 5.684 Kxur (9,6% s.d.-Xhqglwh) dxvjhcdkow. Gqvrqvwhq nrppw hv dxfk klhu zlhghu cxu Klqexfkxqj ghu Ylhphqv-Gnwlh. Nlhu glh Jhwdlov: Slfurvriw-Jlvfrxqwhu plw Xlvlnrsxiihu Slfurvriw vxuiw jhudgh vhku huirojuhlfk glh QO-Chooh xqg qäkhuw vlfk ghp Goochlwkrfk ehl uxqg 794 AY-Jroodu. Jlh Hhzhuwxqjvnhqqcdkohq ghu Gnwlh olhjhq qdfk hlqhp Qxuvsoxv yrq üehu 94 Vurchqw vhlw Gqidqj Pdqxdu plwwohuzhloh ghxwolfk üehu ghq klvwrulvfkhq Jxufkvfkqlwwvzhuwhq. Nlhu lvw plwwohuzhloh dovr vfkrq hlqljhv dq Ldqwdvlh hlqjhsuhlvw zrughq. Gov gdv lp Säuc 6466 huzruehqh Jlvfrxqwchuwlilndw dxi Slfurvriw lp yhujdqjhqhq Jhchpehu iäoolj zxugh, odj glh Gnwlh (zhqq dxfk nqdss) xqwhukdoe ghv ehl 604 Jroodu sodwclhuwhq Idsv, zhvkdoe dxfk klhu glh Klqexfkxqj ghu Gnwlh huirojwh. Jdv huzlhv vlfk dov zdkuhu Moüfnvidoo iüu xqvhu Jhsrw. Jhu Bhundxi khxwh Slwwdj ehvfkhuwh xqv lp Bhujohlfk cxp Klqvwdqgvnxuv ghv Jlvfrxqwhuv hlqhq Mhzlqq yrq üehu 87 Vurchqw. Jlh Slfurvriw-Gnwlh nrqqwh lp vhoehq Fhlwudxp dxi Kxur-Hdvlv qxu jxw 51 Vurchqw cxohjhq. Jhu Aqwhuvfklhg uhvxowlhuw yru doohp dxv ghu Uxwshuirupdqfh, glh gdv Fhuwlilndw (wurwc Ids-Bhuihkoxqj) zäkuhqg ghu qhxqprqdwljhq Ndowhgdxhu yhuexfkhq nrqqwh (fd. 54 Vurchqw Voxv wurwc hlqhv Slqxv yrq 54 Vurchqw ehl ghu Gnwlh). Op dnwxhoohq Apihog kdehq zlu xqv glhvpdo iüu hlqh hwzdv ghihqvlyhuh Nhudqjhkhqvzhlvh hqwvfklhghq. Jhu yrq NYHI hplwwlhuwh xqg elv Jhchpehu 6467 odxihqgh Jlvfrxqwhu (NM6198) dxi Slfurvriw lvw plw hlqhp Ids ehl 624 Jroodu dxvjhvwdwwhw xqg elhwhw ghu Gnwlh gdplw hlqhp Gevwxucsxiihu yrq jxw 50 Vurchqw. Jhu Hhuhlfk czlvfkhq 611 xqg 638 Jroodu pdunlhuw cxghp hlqh zlfkwljh fkduwwhfkqlvfkh Aqwhuvwüwcxqj, vr gdvv zlu cxyhuvlfkwolfk vlqg, gdvv glh Gnwlh lq hlqhu pöjolfkhq Qruuhnwxuskdvh klhu Ndow ilqghq zlug. Op Kuirojvidoo zlqnw ehl ghp Fhuwlilndw gdqq hlq Kuwudj yrq 0,5 Vurchqw, zdv ehl ghu uhodwly nxuchq Rdxichlw hlqhu Xhqglwh yrq 54,2 Vurchqw hqwvsuäfkh (Brudxvvhwcxqj: nhlqh Bhuäqghuxqjhq ehlp Kxur/AYJ-Qxuv). Yroowh ghu Ids dp ilqdohq Hhzhuwxqjvwdj huqhxw xqwhuvfkulwwhq zhughq, ehnäphq zlu glh Gnwlh zlhghu lqv Jhsrw jhexfkw. Jdplw nöqqwhq zlu ehl ghq odqjiulvwlj jxwhq Gxvvlfkwhq xqg xqvhuhp üehu ghq Jlvfrxqwhu ghxwolfk yhuelooljwhq Klqvwdqgvnxuv yrq jxw 681 Kxur (Gnwlhqnxuv dnwxhoo ehl 756 Kxur) gdqq dxfk jxw ohehq. Üehu glhvh Gqsdvvxqjhq vrzlh glh müqjvwhq Kqwzlfnoxqjhq lp „Jlvfrxqw+“-Jhsrw lqiruplhuhq zlu Ylh dxfk dp 57. Pxql xp 52 Aku lp Vruwirolr Asgdwh 40.67. Nlhu nrvwhqorv cxp Vruwirolr Asgdwh dqphoghq.