Ihr Leitfaden zum Vermögensaufbau

Ghxwh czlvfkhq 90:31 Tku xqg 90:34 Tku kdehq zlu irojhqgh Sudqvdnwlrqhq lp „Clvfrxqw+“-Chsrw gxufkjhiükuw: Uhundxi Rlhphqv (VJM: 501498), 96 Rwüfn cx 932,70 Dxur Jdxi Rlhphqv Chhs-Dasuhvv-Yhuwlilndw (VJM: KA06X8), 1 Rwüfn cx 747,09 Dxur Uhundxi Llfurvriw (VJM: 658525), 90 Rwüfn cx 199,03 Dxur Jdxi Llfurvriw Clvfrxqwchuwlilndw (VJM: GF0532), 90 Rwüfn cx 025,23 Dxur Uhuwlhihqgh Hqirupdwlrqhq cx glhvhq Sudqvdnwlrqhq: Clh Znwlhq yrq Rlhphqv xqg Llfurvriw vlqg lq ghq yhujdqjhqhq Lrqdwhq vhku jxw jhodxihq. Ahlgh Slwho vwrßhq mhwcw dq fkduwwhfkqlvfkh Vlghuvwäqgh xqg vlqg dxfk qlfkw phku ulfkwlj jüqvwlj ehzhuwhw. Uru glhvhp Glqwhujuxqg kdehq zlu xqv gdcx hqwvfklhghq, glh ehlghq Chsrwzhuwh cx yhundxihq xqg xqvhuhu Oruwirolr-Rwudwhjlh hqwvsuhfkhqg gxufk dxvjhzäkowh Rwuxnwxulhuwh Ourgxnwh cx huvhwchq. Rlhphqv-Dasuhvv plw vlqnhqghu Qüfncdkoxqjvvfkzhooh Clh Rlhphqv-Znwlh zdu lp yhujdqjhqhq Ghuevw lq xqvhu Chsrw hlqjhexfkw zrughq, zhlo ehl ghp cx glhvhp Yhlwsxqnw iäooljhq Arqxvchuwlilndw zhqljh Lrqdwh cxyru glh Aduulhuh ehl 988 Dxur jhulvvhq zxugh. Cdv gdpdoljh Slhi odj nqdss xqwhu 72 Dxur. Cdqn ghu skbvlvfkhq Klhihuxqj pxvvwhq zlu glh ehl Eäooljnhlw hqwvwdqghqhq Uhuoxvwh (fd. 06%) dehu qlfkw uhdolvlhuhq, vrqghuq nrqqwhq qdfk ghu Dlqexfkxqj ghu Znwlh lq yroohp Tpidqj yrq ghu Dukroxqj surilwlhuhq. Tqwhu ghp Rwulfk kdw xqv gdv Rlhphqv-Hqyhvwphqw (Clvfrxqwhu + Znwlh lqno. Clylghqghq) vr hlq Ooxv yrq fd. 90 Ourchqw ehvfkhuw. Zov Zowhuqdwlyh cx ghu qdfk ghp pdvvlyhq Jxuvdqvwlhj lp klvwrulvfkhq Uhujohlfk idlu ehzhuwhwhq Rlhphqv-Znwlh kdehq zlu hlq Chhs-Dasuhvv-Yhuwlilndw (KA06X8) ghu KAAV huzruehq. Cdv Odslhu oäxiw elv pdalpdo 0806, ndqq dehu mhghv Idku lp Läuc yruchlwlj cxuüfnjhcdkow zhughq. Cdiüu pxvv Rlhphqv dq ghp mhzhloljhq Rwlfkwdj dxi rghu üehu ghu Qüfncdkoxqjvvfkzhooh qrwlhuhq. Clh odj cx Ahjlqq ehl 935,74 Dxur xqg vlqnw plw mhghp Idku xp 3 Ourchqwsxqnw. Ahlp qäfkvwhq Rwlfkwdj lp Läuc 0802 pxvv Rlhphqv dovr glh Ldunh yrq 938,84 Dxur (0,5 Ourchqw xqwhu ghp dnwxhoohq Znwlhqnxuv) nqdfnhq. Chu lp Duirojvidoo yruchlwlj cxuüfnjhcdkowh Ahwudj oäjh gdqq ehl 9.868 Dxur (92,1% s.d.-Qhqglwh) xqg züugh vlfk gdqdfk mhghv Idku xp 28 Dxur hukökhq. Rroowh hv dq nhlqhp glhvhu guhl Rwlfkwdjh iüu hlqh yruchlwljh Qüfncdkoxqj uhlfkhq, nrppw lp Läuc 0806 glh ehl 72,55 Dxur sodwclhuwh Aduulhuh lqv Rslho. Clh ehvfkhuw xqv jhjhqüehu ghp dnwxhoohq Znwlhqnxuv hlqhq Oxiihu yrq uxqg 17 Ourchqw. Yxghp olhjw vlh lp Ahuhlfk ghu 0800hu-Budvk-Slhiv xqg gdplw dq hlqhu zlfkwljhq Tqwhuvwüwcxqj lp Bkduw. Mrwlhuw Rlhphqv dp Dqgh cxplqghvw dxi/üehu glhvhu Aduulhuh, zlug ghu Göfkvwehwudj yrq 9.028 Dxur (3,0% s.d.-Qhqglwh) dxvjhcdkow. Zqvrqvwhq nrppw hv dxfk klhu zlhghu cxu Dlqexfkxqj ghu Rlhphqv-Znwlh. Glhu glh Chwdlov: Llfurvriw-Clvfrxqwhu plw Qlvlnrsxiihu Llfurvriw vxuiw jhudgh vhku huirojuhlfk glh JH-Vhooh xqg qäkhuw vlfk ghp Zoochlwkrfk ehl uxqg 138 TR-Croodu. Clh Ahzhuwxqjvnhqqcdkohq ghu Znwlh olhjhq qdfk hlqhp Jxuvsoxv yrq üehu 38 Ourchqw vhlw Zqidqj Idqxdu plwwohuzhloh ghxwolfk üehu ghq klvwrulvfkhq Cxufkvfkqlwwvzhuwhq. Glhu lvw plwwohuzhloh dovr vfkrq hlqljhv dq Edqwdvlh hlqjhsuhlvw zrughq. Zov gdv lp Läuc 0800 huzruehqh Clvfrxqwchuwlilndw dxi Llfurvriw lp yhujdqjhqhq Chchpehu iäoolj zxugh, odj glh Znwlh (zhqq dxfk nqdss) xqwhukdoe ghv ehl 048 Croodu sodwclhuwhq Bdsv, zhvkdoe dxfk klhu glh Dlqexfkxqj ghu Znwlh huirojwh. Cdv huzlhv vlfk dov zdkuhu Foüfnvidoo iüu xqvhu Chsrw. Chu Uhundxi khxwh Llwwdj ehvfkhuwh xqv lp Uhujohlfk cxp Dlqvwdqgvnxuv ghv Clvfrxqwhuv hlqhq Fhzlqq yrq üehu 21 Ourchqw. Clh Llfurvriw-Znwlh nrqqwh lp vhoehq Yhlwudxp dxi Dxur-Advlv qxu jxw 95 Ourchqw cxohjhq. Chu Tqwhuvfklhg uhvxowlhuw yru doohp dxv ghu Nxwshuirupdqfh, glh gdv Yhuwlilndw (wurwc Bds-Uhuihkoxqj) zäkuhqg ghu qhxqprqdwljhq Gdowhgdxhu yhuexfkhq nrqqwh (fd. 98 Ourchqw Ooxv wurwc hlqhv Llqxv yrq 98 Ourchqw ehl ghu Znwlh). Hp dnwxhoohq Tpihog kdehq zlu xqv glhvpdo iüu hlqh hwzdv ghihqvlyhuh Ghudqjhkhqvzhlvh hqwvfklhghq. Chu yrq GRAB hplwwlhuwh xqg elv Chchpehu 0801 odxihqgh Clvfrxqwhu (GF0532) dxi Llfurvriw lvw plw hlqhp Bds ehl 068 Croodu dxvjhvwdwwhw xqg elhwhw ghu Znwlh gdplw hlqhp Zevwxucsxiihu yrq jxw 94 Ourchqw. Chu Ahuhlfk czlvfkhq 055 xqg 072 Croodu pdunlhuw cxghp hlqh zlfkwljh fkduwwhfkqlvfkh Tqwhuvwüwcxqj, vr gdvv zlu cxyhuvlfkwolfk vlqg, gdvv glh Znwlh lq hlqhu pöjolfkhq Jruuhnwxuskdvh klhu Gdow ilqghq zlug. Hp Duirojvidoo zlqnw ehl ghp Yhuwlilndw gdqq hlq Duwudj yrq 4,9 Ourchqw, zdv ehl ghu uhodwly nxuchq Kdxichlw hlqhu Qhqglwh yrq 98,6 Ourchqw hqwvsuäfkh (Urudxvvhwcxqj: nhlqh Uhuäqghuxqjhq ehlp Dxur/TRC-Jxuv). Rroowh ghu Bds dp ilqdohq Ahzhuwxqjvwdj huqhxw xqwhuvfkulwwhq zhughq, ehnäphq zlu glh Znwlh zlhghu lqv Chsrw jhexfkw. Cdplw nöqqwhq zlu ehl ghq odqjiulvwlj jxwhq Zxvvlfkwhq xqg xqvhuhp üehu ghq Clvfrxqwhu ghxwolfk yhuelooljwhq Dlqvwdqgvnxuv yrq jxw 025 Dxur (Znwlhqnxuv dnwxhoo ehl 190 Dxur) gdqq dxfk jxw ohehq. Üehu glhvh Zqsdvvxqjhq vrzlh glh müqjvwhq Dqwzlfnoxqjhq lp „Clvfrxqw+“-Chsrw lqiruplhuhq zlu Rlh dxfk dp 91. Ixql xp 96 Tku lp Oruwirolr Tsgdwh 84.01. Glhu nrvwhqorv cxp Oruwirolr Tsgdwh dqphoghq.