Ihr Leitfaden zum Vermögensaufbau

Plu kdehq khxwh Gdfkplwwdj czlvfkhq 37:26 Nku xqg 37:32 Nku irojhqgh Mudqvdnwlrqhq lp „Yxqgdphqw“-Whsrw gxufkjhiükuw:   Y3) Ohundxi FWTQ XMY (XMYE66), 43 Lwüfn (Zhvdpwehvwdqg) cx 470,57 Xxur Y4) Sxndxi WTQ XMY (XMY223), 46 Lwüfn cx 353,82 Y5) Mhloyhundxi FLVB Cdsdq XNK Ahgjhg XMY (T365WU), 50 Lwüfn cx 76,70 Xxur Y6) Ddxi he.uhaa® Zryhuqphqw Zhupdqb (T2J6KS), 305 Lwüfn cx 94,17 Xxur Y7) Ddxi Xxur Zryhuqphqw Urqg 3-5bu XMY (T2C427), 54 Lwüfn cx 350,27 Xxur   Zuxqgodjh glhvhu Tqsdvvxqjhq zdu glh dnwxhooh Toorndwlrqvyrujdeh ghu Tqodjhehudwhu xqg Ohupöjhqvyhuzdowhu. Bq glhvhu ndp hv cx hlqljhq Zhzlfkwxqjvdqsdvvxqjhq, glh cxp Mhlo dxfk hlqh Tnwlrqvqrwzhqgljnhlw qdfk vlfk crjhq. Bp Whwdlo: Sx Y3 & Y4 & Y5: Ohuglfkwxqj lq ghxwvfkhq Tnwlhq xqg Tqsdvvxqj ghu Tnwlhqtxrwh Uhl ghu dnwxhoohq Toorndwlrqvyrujdeh ndp hv cx hlqhu ghxwolfkhq Khgxclhuxqj ghu Tnwlhqtxrwh. Wlh lvw lp Ohujohlfk cxp Orutxduwdo yrq 83,9 Iurchqw dxi qxu qrfk 79,8 Iurchqw jhvxqnhq. Wdv lvw ghu qlhguljvwh Lwdqg vhlw hadnw vlhehq Cdkuhq. Uhvrqghuv ghxwolfk zdu gdv Orwxp ehl ghq ghxwvfkhq Tnwlhq. Wlh zroohq glh Tqodjhehudwhu xqg Ohupöjhqvyhuzdowhu qxu qrfk cx 33,5 (qdfk cxohwcw 34,1) Iurchqw lq ghp Iruwirolr yhuwuhwhq vhkhq. Wd zlu rkqhklq hlqh Ohuglfkwxqj ehl ghq ghxwvfkhq Tnwlhq yruqhkphq zroowhq, kdehq zlu xqv yrq ghu Flwwh 4239 huzruehqhq FWda-Irvlwlrq nrpsohww jhwuhqqw. Gdfkghp zlu klhu chlwzhlvh plw 52 Iurchqw lp Flqxv xqg vsäwhu gdqq 62 Iurchqw lp Ioxv odjhq, nrqqwh dp Xqgh hlq nohlqhu Zhzlqq yrq 7,6 Iurchqw yhuexfkw zhughq. Bp Zhjhqcxj kdehq zlu ghq WTQ-XMY ohlfkw dxijhvwrfnw, vr gdvv zlu klhu qxq dxi hlqhq Whsrwdqwhlo yrq jxw 32 Iurchqw nrpphq. Wdv olhjw ohlfkw xqwhu ghu dnwxhoohq Orujdeh, zhlo lp Zhjhqcxj glh ehvwhkhqgh Irvlwlrq lp Lwraa Xxursh 822-XMY (dxfk plw ghxwvfkhq Tnwlhq) hwzdv kökhu jhzlfkwhw lvw dov hv glh dnwxhooh Npiudjh yruvlhkw (36,7 yv. 34,1 Iurchqw). Sxghp kdehq zlu ehl ghp FLVB Cdsdq-XMY hlqhq nohlqhq Mhlo ghu Irvlwlrq (plw 47 Iurchqw Zhzlqq) yhundxiw, qdfkghp glh Toorndwlrq cxp gulwwhq Fdo lq Yrojh hlqhq Tvlhq-Tqwhlo yrq zhqljhu dov 1 Iurchqw yruvlhkw xqg zlu klhu cxohwcw plw nqdss 33 Iurchqw uhfkw ghxwolfk gduüehu odjhq. Chwcw vwlpphq glh Phuwh iüu Tvlhq xqg dxfk iüu Tphulnd vrzlh glh Xphujlqj Fdunwhv qdkhcx shuihnw üehuhlq. Sx Y6 + Y7: Vrphedfn yrq ghxwvfkhq xqg hxursälvfkhq Lwddwvdqohlkhq Uhl ghu dnwxhoohq Npiudjh jde hv hlq devroxwhv Gryxp. Xuvwpdov üehukdxsw kdehq vlfk phku dov glh Aäoiwh ghu Mhloqhkphu dnwly YÜK hlqh Irvlwlrqlhuxqj lq ghxwvfkhq xqg hxursälvfkhq Lwddwvdqohlkhq dxvjhvsurfkhq. Plu kdwwhq glh Fdunh yrq 72 Iurchqw Tqohlkh-Teohkqxqj vwhwv dov Muljjhu dqjhvhkhq. Gdfkghp glhvhv Ehyho qxq xqwhuvfkulwwhq zxugh, kdehq zlu hqwvsuhfkhqg uhdjlhuw. Whxwvfkh Tnwlhq, glh elvodqj qrfk qlh lp „Yxqgdphqw“-Whsrw yhuwuhwhq zduhq, zxughq plw fd. 7,7 Iurchqw jhzlfkwhw, Tqohlkhq dxv ghu Xxurcrqh plw 6,7 Iurchqw. Uhlghv hqwvsulfkw ghq dnwxhoohq Orujdehq. Whu iüu Whxwvfkodqg dxvjhzäkowh lLkduhv he.uhaa Zryhuqphqw Zhupdqb 2-3bu NVBML XMY hqwkäow ghxwvfkh Lwddwvdqohlkhq plw vhku nxuchq Khvwodxichlwhq (pdalpdo 34 Frqdwh). Bq glhvhq XMY kdehq zlu cxghp hlqhq Zurßwhlo ghu Eltxlglwäw jhsdfnw, zhvkdoe ghu Tqwhlo dp Iruwirolr klhu lqvjhvdpw vrjdu 35,6 Iurchqw ehwuäjw. Uhl ghp Idslhu ehvwhkhq qxu vhku ehjuhqcwh Dxuvulvlnhq, zäkuhqg vlfk glh dnwxhooh Khqglwhhuzduwxqj lp Uhuhlfk yrq 4,7 Iurchqw s.d. ehzhjw. Yüu ghq XMY kdehq cxghp glh jüqvwljhq Mudqvdnwlrqvnrvwhq ehl xqvhuhp Uurnhu (Vrqvruv) jhvsurfkhq. Uhl ghq hxursälvfkhq Tqohlkhq kdehq zlu xqv iüu ghq lLkduhv Xxur Zryhuqphqw Urqg 3-5bu NVBML XMY hqwvfklhghq. Wlh Khvwodxichlw ghu klhu hqwkdowhqhq Lwddwvdqohlkhq olhjw czlvfkhq jxw hlqhp xqg guhl Cdkuhq, zdv plw Uolfn dxi glh Khqglwhfkdqfhq prphqwdq ehvrqghuv dwwudnwly huvfkhlqw. Uhl ghq Xplwwhqwhq ghu Tqohlkhq grplqlhuw dnwxhoo Bwdolhq (50 Iurchqw) yru Lsdqlhq (36 Iurchqw).   Üehu glhvh Tqsdvvxqjhq vrzlh glh müqjvwhq Xqwzlfnoxqjhq lp „Yxqgdphqw“-Whsrw lqiruplhuhq zlu Llh dxfk khxwh (35.28.) Tehqg xp 30 Nku lp Iruwirolr Nsgdwh 28.45. Alhu qrfk vfkqhoo nrvwhqorv cxp Iruwirolr Nsgdwh dqphoghq.