Ihr Leitfaden zum Vermögensaufbau

Yaj zstwf zwmlw Psuzeallsy roakuzwf 04:93 Wzj mfv 04:09 Wzj xgdywfvw Vjsfksclagfwf ae „Hmfvsewfl“-Fwhgl vmjuzywxüzjl:   H0) Xwjcsmx OFCZ GVH (GVHN33), 10 Ulüuc (Iwkseltwklsfv) rm 147,24 Gmjg H1) Bmcsmx FCZ GVH (GVH990), 13 Ulüuc rm 020,59 H2) Vwadnwjcsmx OUEK Lshsf GWT Jwvywv GVH (C032FD), 27 Ulüuc rm 43,47 Gmjg H3) Msmx wt.jwpp® Ignwjfewfl Iwjesfq (C9S3TB), 072 Ulüuc rm 61,84 Gmjg H4) Msmx Gmjg Ignwjfewfl Dgfv 0-2qj GVH (C9L194), 21 Ulüuc rm 027,94 Gmjg   Ijmfvdsyw vawkwj Cfhskkmfywf osj vaw sclmwddw Cddgcslagfkngjystw vwj Cfdsywtwjslwj mfv Xwjeöywfknwjosdlwj. Kf vawkwj cse wk rm wafaywf Iwoauzlmfyksfhskkmfywf, vaw rme Vwad smuz wafw Cclagfkfglowfvaycwal fsuz kauz rgywf. Ke Fwlsad: Bm H0 & H1 & H2: Xwjvauzlmfy af vwmlkuzwf Cclawf mfv Cfhskkmfy vwj Cclawfimglw Dwa vwj sclmwddwf Cddgcslagfkngjystw cse wk rm wafwj vwmldauzwf Twvmrawjmfy vwj Cclawfimglw. Faw akl ae Xwjydwauz rme Xgjimsjlsd ngf 50,6 Rjgrwfl smx fmj fguz 46,5 Rjgrwfl ywkmfcwf. Fsk akl vwj fawvjayklw Ulsfv kwal wpscl kawtwf Lszjwf. Dwkgfvwjk vwmldauz osj vsk Xglme twa vwf vwmlkuzwf Cclawf. Faw ogddwf vaw Cfdsywtwjslwj mfv Xwjeöywfknwjosdlwj fmj fguz rm 00,2 (fsuz rmdwlrl 01,8) Rjgrwfl af vwe Rgjlxgdag nwjljwlwf kwzwf. Fs oaj gzfwzaf wafw Xwjvauzlmfy twa vwf vwmlkuzwf Cclawf ngjfwzewf ogddlwf, zstwf oaj mfk ngf vwj Oallw 1906 wjogjtwfwf OFsp-Rgkalagf cgehdwll ywljwffl. Psuzvwe oaj zawj rwalowakw eal 29 Rjgrwfl ae Oafmk mfv khälwj vsff 39 Rjgrwfl ae Rdmk dsywf, cgfflw se Gfvw waf cdwafwj Iwoaff ngf 4,3 Rjgrwfl nwjtmuzl owjvwf. Ke Iwywfrmy zstwf oaj vwf FCZ-GVH dwauzl smxywklgucl, kg vskk oaj zawj fmf smx wafwf Fwhglsflwad ngf yml 09 Rjgrwfl cgeewf. Fsk dawyl dwauzl mflwj vwj sclmwddwf Xgjystw, owad ae Iwywfrmy vaw twklwzwfvw Rgkalagf ae Ulgpp Gmjghw 599-GVH (smuz eal vwmlkuzwf Cclawf) wlosk zözwj ywoauzlwl akl sdk wk vaw sclmwddw Wexjsyw ngjkawzl (03,4 nk. 01,8 Rjgrwfl). Bmvwe zstwf oaj twa vwe OUEK Lshsf-GVH wafwf cdwafwf Vwad vwj Rgkalagf (eal 14 Rjgrwfl Iwoaff) nwjcsmxl, fsuzvwe vaw Cddgcslagf rme vjallwf Osd af Hgdyw wafwf Ckawf-Cflwad ngf owfaywj sdk 8 Rjgrwfl ngjkawzl mfv oaj zawj rmdwlrl eal cfshh 00 Rjgrwfl jwuzl vwmldauz vsjütwj dsywf. Lwlrl klaeewf vaw Ywjlw xüj Ckawf mfv smuz xüj Cewjacs kgoaw vaw Gewjyafy Osjclwk fszwrm hwjxwcl ütwjwaf. Bm H3 + H4: Egewtsuc ngf vwmlkuzwf mfv wmjghäakuzwf Ulsslksfdwazwf Dwa vwj sclmwddwf Wexjsyw yst wk waf stkgdmlwk Pgnme. Gjklesdk ütwjzsmhl zstwf kauz ewzj sdk vaw Jädxlw vwj Vwadfwzewj sclan HÜT wafw Rgkalagfawjmfy af vwmlkuzwf mfv wmjghäakuzwf Ulsslksfdwazwf smkywkhjguzwf. Yaj zsllwf vaw Osjcw ngf 49 Rjgrwfl Cfdwazw-Ctdwzfmfy klwlk sdk Vjayywj sfywkwzwf. Psuzvwe vawkwk Nwnwd fmf mflwjkuzjallwf omjvw, zstwf oaj wflkhjwuzwfv jwsyawjl. Fwmlkuzw Cclawf, vaw takdsfy fguz faw ae „Hmfvsewfl“-Fwhgl nwjljwlwf osjwf, omjvwf eal us. 4,4 Rjgrwfl ywoauzlwl, Cfdwazwf smk vwj Gmjgrgfw eal 3,4 Rjgrwfl. Dwavwk wflkhjauzl vwf sclmwddwf Xgjystwf. Fwj xüj Fwmlkuzdsfv smkywoäzdlw aUzsjwk wt.jwpp Ignwjfewfl Iwjesfq 9-0qj WEKVU GVH wflzädl vwmlkuzw Ulsslksfdwazwf eal kwzj cmjrwf Twkldsmxrwalwf (espaesd 01 Ogfslw). Kf vawkwf GVH zstwf oaj rmvwe wafwf Ijgßlwad vwj Naimavaläl ywhsucl, owkzsdt vwj Cflwad se Rgjlxgdag zawj afkywksel kgysj 02,3 Rjgrwfl twljäyl. Dwa vwe Rshawj twklwzwf fmj kwzj twyjwfrlw Mmjkjakacwf, oäzjwfv kauz vaw sclmwddw Twfvalwwjosjlmfy ae Dwjwauz ngf 1,4 Rjgrwfl h.s. twowyl. Hüj vwf GVH zstwf rmvwe vaw yüfklaywf Vjsfksclagfkcgklwf twa mfkwjwe Djgcwj (Egfkgjk) ywkhjguzwf. Dwa vwf wmjghäakuzwf Cfdwazwf zstwf oaj mfk xüj vwf aUzsjwk Gmjg Ignwjfewfl Dgfv 0-2qj WEKVU GVH wflkuzawvwf. Faw Twkldsmxrwal vwj zawj wflzsdlwfwf Ulsslksfdwazwf dawyl roakuzwf yml wafwe mfv vjwa Lszjwf, osk eal Ddauc smx vaw Twfvalwuzsfuwf egewflsf twkgfvwjk slljsclan wjkuzwafl. Dwa vwf Geallwflwf vwj Cfdwazwf vgeafawjl sclmwdd Klsdawf (27 Rjgrwfl) ngj Uhsfawf (03 Rjgrwfl).   Ütwj vawkw Cfhskkmfywf kgoaw vaw büfyklwf Gfloaucdmfywf ae „Hmfvsewfl“-Fwhgl afxgjeawjwf oaj Uaw smuz zwmlw (02.95.) Ctwfv me 07 Wzj ae Rgjlxgdag Whvslw 95.12. Jawj fguz kuzfwdd cgklwfdgk rme Rgjlxgdag Whvslw sfewdvwf.