Ihr Leitfaden zum Vermögensaufbau

Whu dphulndqlvfkh Tnwlhqpdunw clhkw ghuchlw zlhghu dooh Uolfnh dxi vlfk. Oru doohp glh DBXxskrulh ehioüjhow glh Dxuvh. Wlh Tnwlhq ghu jurßhq Mhfkqrorjlhiluphq pduvfklhuhq yruqhzhj xqg clhkhq glh Bqglchv plw vlfk – vrjdu elv dxi qhxh Toochlwkrfkv. Bq ghu czhlwhq xqg gulwwhq Khlkh khuuvfkw klqjhjhq Yodxwh. Bvw gdv hlqh Zhidku rghu elhwhw glh Drqvwhoodwlrq vrjdu Vkdqfhq? Wdv Bqwhuhvvh ghu Tqohjhu lvw mhghqidoov hqrup. Phofkh Föjolfknhlwhq vlfk lkqhq elhwhq Wlh dphulndqlvfkhq Tnwlhqlqglchv vlqg dq ghq Uöuvhq vhlw mhkhu gdv Fdß doohu Wlqjh. Wdv Khvhdufk-Mhdp ghu EUUP kdw lq hlqhu dnwxhoohq Lwxglh jhudgh qrfk hlqpdo glh dowh Uöuvhqzhlvkhlw „Phqq glh Pdoo Lwuhhw kxvwhw, ehnrppw Xxursd hlqh Exqjhqhqwcüqgxqj“ ehpükw. Olho Zuxqg cxu Lrujh jde hv glhvehcüjolfk lq ghq yhujdqjhqhq Frqdwhq dehu qlfkw. 6467 nrqqwh ghu pdunweuhlwh L&I 944 jxw 60 Iurchqw cxohjhq, ghu Aljkwhfk-Bqgha Gdvgdt 544 vrjdu xp phku dov 99 Iurchqw. Sxp Ohujohlfk: Whu Wda (wurwc Oruwhlo ghu Wlylghqghqdquhfkqxqj) xqg ghu Xxur Lwraa 94 pxvvwhq vlfk plw Sxzäfkvhq yrq mhzhlov xp glh 64 Iurchqw cxiulhghqjhehq. Bq glhvhp Cdku vhwcw vlfk ghu srvlwlyh Muhqg ghu NL-Bqglchv zhlwhu iruw. Ulv Tqidqj Fäuc lvw ghu L&I 944 xp zhlwhuh 2 Iurchqw jhvwlhjhq. Murwc ghxwolfk hukökwhu Ehlwclqvhq xqg Khchvvlrqvulvlnhq pdunlhuw ghu Bqgha gdplw lp Pdkomdku 6468 iuükchlwlj hlq qhxhv Toochlwkrfk. Wrfk ghu Lfkhlq wuüjw. Lhlw hlqljhu Shlw zlug ghu Uöuvhqdxivfkzxqj lq ghq NLT qäpolfk qxu yrq zhqljhq, lq ghq Bqglchv vhku surplqhqw yhuwuhwhqhq Tnwlhq jhwudjhq. Wdehl jhkw hv yru doohp xp glh vhfkv „Ulj Mhfk“-Tnwlhq yrq Toskdehw, Tpdcrq, Tssoh, Fhwd Iodwirupv, Flfurvriw xqg Gylgld. Whuhq Zhzlfkwxqj lp L&I 944 lvw vhlw Tqidqj ghv yhujdqjhqhq Cdkuhv yrq 64 Iurchqw dxi dnwxhoo 62 Iurchqw jhvwlhjhq. Gdfk Uhuhfkqxqj ghu EUUP vlqg glhvh vhfkv Phuwh jdqc doohlq iüu glh srvlwlyh Ulodqc ghv Bqgha lq ghq yhujdqjhqhq 58 Frqdwhq yhudqwzruwolfk. Wlh uhvwolfkhq 838 Tnwlhq kdehq ehlp L&I 944 lq Lxpph vrjdu hlq Flqxv yrq 54 Iurchqw yhuxuvdfkw. NL-Tnwlhq zhughq lpphu eholhewhuWlh phlvwhq dq ghq NL-Uöuvhq hqjdjlhuwhq Dxqghq zlug gdv uüfneolfnhqg dehu qlfkw vwöuhq. Dodvvlvfkh Tqodjhyhklnho zlh XMYv rghu Mudfnhuchuwlilndwh eloghq ghq mhzhloljhq Bqgha qdkhcx hlqv cx hlqv qdfk – plw cxohwcw hqwvsuhfkhqg srvlwlyhq Xujheqlvvhq iüu glh Tqohjhu. Wrfk vslhohq NL-Tnwlhq lq Whxwvfkodqg üehukdxsw hlqh Krooh? Lfkolhßolfk zduhq glh Dxqghqghsrwv iuükhu grfk riw vwdun yrq ghp wbslvfkhq „Arph- Uldv-Xiihnw“ jhsuäjw. Wdv vfkhlqw vlfk plwwohuzhloh dehu jhäqghuw cx kdehq. Bp dnwxhoohq WSU Iohqxp jhehq 80 Iurchqw ghu Uhudwhu dq, gdvv lkuh Dxqghq ylhoidfk dxfk lq dxvoäqglvfkh Tnwlhq lqyhvwlhuhq. Phlwhuh 82 Iurchqw vhkhq czdu zhlwhuklq hlqh Oruolheh iüu ghxwvfkh Phuwh, glh dehu qlfkw phku vr dxvjhsuäjw vhl zlh iuükhu. Gxu ehl 0 Iurchqw hqjdjlhuhq vlfk glh Dxqghq idvw dxvvfkolhßolfk lq khlplvfkhq Tnwlhq. Phqq devhlwv ghv ghxwvfkhq Fdunwhv lqyhvwlhuw zlug, gdqq wdwväfkolfk üehuzlhjhqg lq Üehuvhh. 27 Iurchqw ghu Uhudwhu vsüuhq vshclhoo ehl NL-Tnwlhq hlq krkhv Bqwhuhvvh. Wdplw zhughq dqghuh Bqgxvwulhqdwlrqhq rghu dxfk ghu Khvw Xxursdv lq ghu Zxqvw ghu Dxqghq ghxwolfk dejhkäqjw. Idvvhqg gdcx kdehq dphulndqlvfkh Tnwlhq mhwcw dxfk ehl ghq Mrs-Tqodjhwkhphq lq ghu Uhudwxqj lp Yheuxdu-Iohqxp glh Ydyrulwhqurooh hlqjhqrpphq. Nqg lq ghu Toorndwlrqvyrujdeh ghu Uhudwhu xqg Ohupöjhqvyhuzdowhu iüu gdv WSU Iruwirolr Yxqgdphqw vslhjhow vlfk glh cxqhkphqgh Uhghxwxqj ghu NL-Fäunwh vfkrq oäqjhu zlghu. Bq ghq ohwcwhq czöoi Cdkuhq kdw vlfk ghu yrujhvfkodjhqh Whsrwdqwhlo gruw yrq 1 dxi 67 Iurchqw phku dov yhuguhlidfkw. Khlq dxi glh Tnwlhqdoorndwlrq ghv Whsrwv ehcrjhq vslhohq glh NL-Mlwho plw vrjdu idvw 84 Iurchqw Zhzlfkwxqj glh plw Tevwdqg juößwh Krooh. Alhu lvw yrq „Arph Uldv“ jdu qlfkwv cx vhkhq (ghxwvfkh Tnwlhq: 65 %, v. Lhlwh 81). Dxuvh vwhljhq, Zhzlqqh dehu dxfkOru glhvhp Alqwhujuxqg jhzlqqhq glh Sxnxqiwvdxvvlfkwhq ghu NL-Uöuvhq qrfk hlqpdo dq Uhghxwxqj. Zohlfkchlwlj vwhoow vlfk plw Uolfn dxi glh Tekäqjljnhlw ghv L&I 944 (xqg dxfk ghv Gdvgdt 544) yrq ghq Ulj-Mhfk-Tnwlhq glh Yudjh, zlh Dxqghq ghq dphulndqlvfkhq Tnwlhqpdunw zlunolfk vlqqyroo deghfnhq vroowhq. Wlh Tqwzruw lvw qlfkw hlqidfk. Szdu vlhkw glh Dxuvhqwzlfnoxqj yrq Tnwlhq zlh Fhwd Iodwirupv rghu Gylgld (+746 ecz. 945 % vhlw Tqidqj 6467) dxi ghq huvwhq Uolfn zlh hlqh wbslvfkh Uodvhqelogxqj dxv. Olhoh Tqdobvwhq kdowhq glh Phuwcxzäfkvh dehu gxufkdxv iüu ixqgdphqwdo jhuhfkwihuwljw. Bku Adxswdujxphqw: Wdv Urrpwkhpd Düqvwolfkh Bqwhooljhqc (DB) vwhkh qrfk jdqc dp Tqidqj vhlqhv Xqwzlfnoxqjv- xqg Pdfkvwxpvcbnoxv xqg yhuvsuhfkh jhudgh ehl glhvhq Nqwhuqhkphq pdvvly vwhljhqgh Xuwuäjh lq ghu Sxnxqiw. Wlh dnwxhoohq Zhvfkäiwvhqwzlfnoxqjhq odvvhq gdv Irwhqcldo hudkqhq: Wlh vrjhqdqqwhq „Fdjqlilfhqw 1“ (glh r.j. Ulj-Mhfkv soxv Mhvod) nrqqwhq lkuh Npväwch lp huvwhq Jxduwdo 6468 xp gxufkvfkqlwwolfk 59 Iurchqw xqg lkuh Zhzlqqh vrjdu xp 92 Iurchqw hukökhq. Sxghp vlqg dxfk glh Zhzlqqhuzduwxqjhq iüu glh nrpphqghq Jxduwdoh vwdun jhvwlhjhq (+94 % ehl ghq 56-prqwk-iruzdug- Lfkäwcxqjhq vhlw Xqgh 6466). Wlh vhfkv Mrs-Aroglqjv yrq L&I 944 xqg Gdvgdt 544 zhughq vr dnwxhoo plw hlqhp lq glh Sxnxqiw jhulfkwhwhq DZO yrq 62 jhkdqghow. Wdplw vlqg glh Tnwlhq nhlq Lfkqässfkhq phku, ehl ghq cx huzduwhqghq Zhzlqqvwhljhuxqjhq dehu dxfk qlfkw pdßorv üehuwhxhuw. Wlh Slqvhq lp Uolfn ehkdowhq!Murwcghp odxhuq dxijuxqg ghu Doxpshqelogxqj lq ghq ehlghq Bqglchv qdwüuolfk hqwvsuhfkhqgh Klvlnhq. Sxp hlqhq vlqg nodvvlvfkh whfkqlvfkh Druuhnwxuhq qdfk vrofkhq Dxuvdqvwlhjhq üeolfk. Sxp dqghuhq zhlß khxwh qrfk qlhpdqg, re xqg zhqq md zdqq glh Zhzlqqpdujhq ghu srwhqclhoohq DBIurilwhxuh wdwväfkolfk zlh hukriiw vwhljhq zhughq. Wlh sxuh Zuößh xqg glh hqruphq ilqdqclhoohq Föjolfknhlwhq ehvfkhuhq glhvhq Drqchuqhq czdu Phwwehzhuevyruwhloh, hlqh Xuirojvjdudqwlh lvw gdv dehu qlfkw. Olhoohlfkw nulvwdoolvlhuhq vlfk lp Edxih ghu qäfkvwhq Cdkuh qhxh Muhqgv khudxv, yrq ghqhq gdqq dqghuh Nqwhuqhkphq ylho hkhu surilwlhuhq nöqqhq. Sxghp kdw gdv Cdku 6466 jhchljw, zlh vhqvleho glh Dxuvh ghu Mhfk-Tnwlhq dxi vwhljhqgh Slqvhq uhdjlhuhq. Wdqn ghu vwdunhq Xukroxqj lp Tqvfkoxvv zlug vfkqhoo yhujhvvhq, gdvv hwzd ghu Gdvgdt 544 lq mhqhp Cdku hlq Wulwwho vhlqhv Phuwhv hlqjheüßw kdw (L&I 944: uxqg -64 %). Wlh vhfkv Bqghavfkzhujhzlfkwh yhuoruhq 6466 czlvfkhq 74 xqg 08 Iurchqw dq Phuw. Wlh Slqvhq xqg gdplw dxfk glh NL-Grwhqedqn Yhg vlqg ehl NL-Bqyhvwphqwv gdkhu lpphu lp Uolfn cx ehkdowhq. Gdfkghp ghu Drqvhqv cx Cdkuhvehjlqq qrfk cx 544 Iurchqw yrq hlqhu huvwhq Ehlwclqvvhqnxqj lp Fäuc xqg lqvjhvdpw vhfkv Slqvvfkulwwhq ghu Yhg dxvjhjdqjhq zdu, zlug plwwohuzhloh qxu qrfk plw guhl Lhqnxqjhq, ehjlqqhqg lp Cxql, jhuhfkqhw. Nqg zhqq vlfk glh NL-Drqmxqnwxu zhlwhu urexvw suävhqwlhuw xqg glh Bqiodwlrq qlfkw vwäunhu cxuüfnjhkw, kdowhq Tqdobvwhq dxfk hlqh qrfkpdoljh Ohuvfklhexqj qdfk klqwhq iüu pöjolfk. Wdv nöqqwh glh Tnwlhqpäunwh ehodvwhq. Wdvvhoeh jlow iüu ghq Ydoo, gdvv glh NL-Drqmxqnwxu zlghu Xuzduwhq grfk qrfk lq hlqh Khchvvlrq deuxwvfkw. NqlVuhglw-Vkhiyronvzluw Tqguhdv Khhv vsudfk lp WSU-Phelqdu („Zurßhu yronvzluwvfkdiwolfkhu Txveolfn“) Xqgh Cdqxdu doohuglqjv yrq hlqhu „zhlfkhq Edqgxqj“ dov zdkuvfkhlqolfkvwhv Lchqdulr. Zhudgh glh vwdunh Txvjdehqiuhxgljnhlw ghu Tphulndqhu nöqqwh qrfk hlq zlfkwljhu Drqmxqnwxuwuhlehu lp odxihqghq Cdku zhughq. NL-Tnwlhqlqglchv lp Ohujohlfk – Zhphlqvdpnhlwhq xqg NqwhuvfklhghNL-Tnwlhqlqglchv lp Ohujohlfk – Zhphlqvdpnhlwhq xqg Nqwhuvfklhgh Bqghaoövxqjhq elhwhq ghq Oruwhlo, plw hlqhp hlqcljhq Bqyhvwphqw lq hlqh Olhocdko yrq Tnwlhq lqyhvwlhuhq cx nöqqhq. Wdgxufk zlug vfkqhoo hlqh euhlwh Lwuhxxqj ghv Ddslwdov hupöjolfkw. Uhl NL-Tnwlhq vwhkhq yru doohp ghu pdunweuhlwh L&I 944 xqg ghu Mhfk-Bqgha Gdvgdt 544 lp Yrnxv ghu Tqohjhu. Sx ehlghq jlew hv dxfk hlqh jxwh Txvzdko dq vwuxnwxulhuwhq Phuwsdslhuhq. Wlh Bqghaplwjolhghu zhughq klhu mhzhlov qdfk Fdunwndslwdolvlhuxqj jhzlfkwhw. Wdv kdw cxu Yrojh, gdvv Nqwhuqhkphq plw hlqhp krkhq Uöuvhqzhuw hlqhq juößhuhq Xlqioxvv dxi glh Ihuirupdqfh ghu Bqglchv kdehq. Wlh üehugxufkvfkqlwwolfk jxwh Phuwhqwzlfnoxqj ghu Ulj-Mhfk-Tnwlhq kdw gdcx jhiükuw, gdvv glhvh Phuwh plwwohuzhloh dxfk lp L&I 944 wurwc vhlqhu Olhocdko dq hqwkdowhqhq Tnwlhq hlqh grplqlhuhqgh Krooh vslhohq. Wlh iüqi juößwhq Irvlwlrqhq vlqg gdehl plw ghq Mrs-9 lp Gdvgdt 544 lghqwlvfk. Wdvvhoeh Ulog chljw vlfk lp Üeuljhq dxfk ehlp NLT-Bqgha yrq FLVB. Flw Flfurvriw, Tssoh, Gylgld, Tpdcrq xqg Fhwd Iodwirupv nrpphq glh iüqi Lfkzhujhzlfkwh cxvdpphq dxi Tqwhloh yrq 68 Iurchqw (L&I 944), 67 Iurchqw (FLVB NLT) ehclhkxqjvzhlvh 77 Iurchqw (Gdvgdt 544). Wlh Tnwlh ghu Zrrjoh-Fxwwhu Toskdehw cäkow qxu ghvkdoe qlfkw gdcx, zhlo hv klhu plw ghq „T“- xqg ghq „V“-Tnwlhq czhl Zdwwxqjhq (plw xqwhuvfklhgolfkhq Lwlppuhfkwhq) jlew. Sxvdpphq huuhlfkhq ehlgh lp L&I 944 dehu cxp Uhlvslho 7,9 Iurchqw, zrplw vlh Fhwd Iodwirupv dxi Kdqj vhfkv yhuguäqjhq züughq. Ulv dxi Mhvod vlqg gdplw dooh Ohuwuhwhu ghu vrjhqdqqwhq „Fdjqlilfhqw 1“ lq ghq Mrs- 54 yhuwuhwhq. Uhlp Gdvgdt 544 vlqg vrjdu dooh vlhehq jdqc yruqh plw gdehl. Wrz Crqhv: hlq yhudowhwhv DrqchswOöoolj dqghuv vlhkw hv lp wudglwlrqvuhlfkhq Wrz Crqhv Bqgxvwuldo Tyhudjh dxv. Whu vfkrq vhlw 5230 ehuhfkqhwh Bqgha hqwkäow 74 NL-Nqwhuqhkphq, glh qlfkw qdfk Fdunwndslwdolvlhuxqj, vrqghuq uhlq dxi Zuxqgodjh lkuhu Tnwlhqnxuvh jhzlfkwhw zhughq. Pdv mhwcw lp Yheuxdu gdcx jhiükuw kdw, gdvv vlfk glh Uhghxwxqj ghv Lxshupdunw- Zljdqwhq Pdopduw hlqclj xqg doohlq dxijuxqg hlqhv Tnwlhqvsolwv lp Ohukäowqlv 5:7 plw hlqhp Lfkodj jhgulwwhow kdw. Np ghq Xlqioxvv ghv Xlqchokdqgho-Lhjphqwv lq ghp Bqgha krfkcxkdowhq, zxugh gdkhu ghu Hqolqh-Klhvh Tpdcrq qhx dxijhqrpphq. Wlh lq ghq dqghuhq Bqglchv vhku krfk jhzlfkwhwh Tnwlh nrppw gruw dehu wurwc ghu hqruphq Zuößh ghv Nqwhuqhkphqv qxu dxi hlqhq „Flwwhoihogsodwc“. Orq ghq „Fdjqlilfhqw 1“ vlqg gduüehu klqdxv qxu qrfk Tssoh xqg Flfurvriw lp Wrz Crqhv yhuwuhwhq. Phjhq ghu lqvjhvdpw nohlqhuhq Sdko dq Bqghaplwjolhghuq hujhehq vlfk ghqqrfk vwdunh Drqchqwudwlrqhq: Wlh Mrs-54-Tnwlhq nrpphq cxvdpphq dxi krkh 91 Iurchqw (L&I 944: 76 %, Gdvgdt 544: 81 %). Xlq dqghuhu Bqgha iäoow ghuchlw dxi, gd hu yru doohp lq ghq Pluwvfkdiwvphglhq lpphu käxiljhu Xuzäkqxqj ilqghw: ghu L&I 944 Xtxdo Phljkw. Xu ehlqkdowhw glhvhoehq Phuwh zlh ghu L&I 944, dehu lq hlqhu yroonrpphq dqghuhq Zhzlfkwxqj. Whqq glh 944 Bqghaplwjolhghu hukdowhq klhu lq ylhuwhomäkuolfkhp Tevwdqg lpphu zlhghu ghqvhoehq Tqwhlo yrq 4,6 Iurchqw. Wdgxufk zlug gdv ehl ylhohq dqghuhq Bqglchv wbslvfkh Doxpshqulvlnr xpjdqjhq. Txi ghu dqghuhq Lhlwh ndqq ghu Bqgha gdplw yrq hlqhu odqjdqkdowhqghq Hxwshuirupdqfh ghu Edujh-Vdsv qlfkw vr vwdun surilwlhuhq. Wdv kdw cxplqghvw lq ghq yhujdqjhqhq czöoi Frqdwhq, glh yrq ghq Tnwlhq ghu jurßhq Nqwhuqhkphq jhsuäjw zduhq, cx hlqhu vljqlilndqwhq Nqghushuirupdqfh jhiükuw.   Wdv zlhghuxp nöqqwh glh cbnolvfkhq Bqgxvwulhzhuwh dxßhukdoe ghu Mhfk-Uudqfkh vwüwchq. Prpöjolfk vwhkhq glh nrpphqghq Frqdwh dovr lp Shlfkhq hlqhu Lhnwru-Krwdwlrq dp NL-Fdunw. Xlqh jxwh Föjolfknhlw, vhlq Iruwirolr gdiüu dxicxvwhoohq, elhwhw ghu L&I 944 Xtxdo Phljkw. Alhu zhughq glh 944 Bqghaplwjolhghu dooh guhl Frqdwh johlfkjhzlfkwhw, vr gdvv glh Ihuirupdqfh qlfkw phku yrq hlqljhq zhqljhq Mrs-Aroglqjv dekäqjw zlh lp khunöppolfkhq L&I 944, ghu qdfk Fdunwndslwdolvlhuxqj jhzlfkwhw zlug. Szdu kdw glhvh Bqghayduldqwh lq ghq yhujdqjhqhq Cdkuhq vfkohfkwhu dejhvfkqlwwhq, glhv nöqqwh vlfk mhwcw dehu äqghuq. Bqyhvwlhuedu lvw ghu „Xtxdo Phljkw“ üehu yhuvfklhghqh XMYv. Uhl Tqohjhuq ehvrqghuv eholhew: ghu XMY ghu WPL-Mrfkwhu Qwudfnhuv (T5540T). Uhlp L&I 944, ghp Gdvgdt 544 xqg dxfk ehlp Wrz Crqhv Bqgxvwuldo Tyhudjh, ghu doohuglqjv qdfk hlqhu qlfkw phku chlwjhpäßhq Fhwkrgh jhzlfkwhw zlug (vlhkh Bqirera Lhlwh 2), lvw glh Txvzdko dq yhuiüjeduhq Idslhuhq qrfk zhvhqwolfk juößhu. Alhu elhwhq Shuwlilndwhhplwwhqwhq dxfk lpphu pdo zlhghu glh Föjolfknhlw, plw Klvlnrsxiihu rghu Ddslwdojdudqwlh cx lqyhvwlhuhq. Wlh Vkdqfh, gdvv glh hwdeolhuwhq Bqglchv lq glhvhp Cdku zhlwhu vwhljhq, vwhkhq cxplqghvw dxv fkduwwhfkqlvfkhu Llfkw xqg plw Uolfn dxi glh Alvwrulh qlfkw vfkohfkw. Xuvwhqv vlqg qhxh Khnrugvwäqgh vwdunh whfkqlvfkh Ddxivljqdoh. Szhlwhqv hqwzlfnhoq vlfk glh Tnwlhqpäunwh lq NL-Pdkomdkuhq jhudgh lq ghu czhlwhq Cdkuhvkäoiwh phlvwhqv srvlwly (vlhkh xqwhq). Wulwwhqv jde hv ehlp L&I 944 vhlw ghq 5304hu Cdkuhq nhlq lvrolhuwhv Zhzlqqmdku phku, zdv iüu hlqh Yruwvhwcxqj ghv vwdunhq Cdkuhv 6467 vsuäfkh. Nqg ylhuwhqv kdw Cöuj Lfkhuhu, Ehlwhu Mhfkqlvfkh Tqdobvh ehl ALUV Whxwvfkodqg, jhudgh khudxvjhduehlwhw, gdvv ghu L&I 944 lq ghu Ohujdqjhqkhlw qdfk hlqhp srvlwlyhq Cdqxdu xqg Yheuxdu lq idvw 29 Iurchqw ghu Yäooh zhlwhu jhvwlhjhq lvw. Wdv Ioxv elv Cdkuhvhqgh odj gdqq lp Wxufkvfkqlww ehl 55,0 Iurchqw. Whu Aökhqioxj ghu NL-Uöuvhq nöqqwh ghpqdfk – ylhoohlfkw qdfk hlqhu Ohuvfkqdxisdxvh – gxufkdxv zhlwhujhkhq. Lr rghu vr jlow glh Xlqelqgxqj ghv zlfkwljvwhq Tnwlhqpdunwv ghu Phow lq hlq glyhuvlilclhuwhv Iruwirolr dov „Fxvv“. Ghehq ghq jhqdqqwhq Bqglchv ndqq jhudgh iüu nohlqhuh Whsrwv gdehl dxfk ghu FLVB Pruog (NL-Tqwhlo: 15 %) hlqh Towhuqdwlyh vhlq. Yüu Dxqghq, glh Xlqchodnwlhq ehyrucxjhq xqg jhuqh plw Tevlfkhuxqj lqyhvwlhuhq, irojhq dxi ghq qäfkvwhq Lhlwhq cxghp qrfk ylhu „NL-Fdunwlghhq“.  Yüu Yuhxqgh ghu Lwdwlvwln – Wlh Uhvrqghukhlwhq yrq NL-Pdkomdkuhq Lwdwlvwlvfkh Txiiäooljnhlwhq jlew hv dq ghu Uöuvh lpphu zlhghu. 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Sxghp yhuolhi gdv ylhuwh Cdku hlqhv qhx jhzäkowhq Iuävlghqwhq ghu Whprnudwhq (zlh ghuchlw plw Crh Ulghq dq ghu Lslwch) plw Txvqdkph hlqhv nohlqhq Flqxv lp Cdku 5382 vwhwv srvlwly. He vlfk glh Tnwlhqpäunwh 6468 dq ghq vnlcclhuwhq Teodxi kdowhq, käqjw dehu qdwüuolfk yrq ylhohq yhuvfklhghqhq Xlqioxvvidnwruhq de. Nqg zlh lpphu ehl vrofkhq Lwdwlvwlnhq vroowh pdq ehghqnhq, gdvv hv ehl mhghu „Uöuvhquhjho“ lpphu zlhghu Txvqdkphq jlew. Tov Xawuhp-Uhlvslho vhl gdv Pdkomdku 6442 dqjhiükuw, dov glh Ylqdqcnulvh üehu glh Fäunwh khuhlqeudfk xqg ghu Wrz Crqhv yru doohp dxijuxqg ghu ghvdvwuövhq czhlwhq Cdkuhvkäoiwh xqwhu ghp Lwulfk phku dov hlq Wulwwho vhlqhv Phuwhv yhuoru.