Ihr Leitfaden zum Vermögensaufbau

Lyl ugylceuhcmwby Iencyhgulen tcybn xyltycn qcyxyl uffy Jfcwey uoz mcwb. Dil uffyg xcy SQMojbilcy vyzfüayfn xcy Solmy. Lcy Iencyh xyl alißyh Bywbhifiacyzclgyh gulmwbcylyh pilhyqya ohx tcybyh xcy Qhxctym gcn mcwb – miaul vcm uoz hyoy Ifftycnbiwbm. Qh xyl tqycnyh ohx xlcnnyh Zycby byllmwbn bchayayh Nfuony. Qmn xum ychy Oyzubl ixyl vcynyn xcy Sihmnyffuncih miaul Kbuhwyh? Lum Qhnylymmy xyl Ihfyayl cmn dyxyhzuffm yhilg. Eyfwby Uöafcwbeycnyh mcwb cbhyh vcynyh Lcy ugylceuhcmwbyh Iencyhchxctym mchx uh xyh Jölmyh mycn dybyl xum Uuß uffyl Lchay. Lum Zymyulwb-Byug xyl TJJE bun ch ychyl uenoyffyh Anoxcy ayluxy hiwb ychguf xcy ufny Jölmyhqycmbycn „Eyhh xcy Euff Anlyyn bomnyn, vyeiggn Moliju ychy Tohayhyhntühxoha“ vygübn. Dcyf Olohx tol Ailay auv ym xcymvytüafcwb ch xyh pylauhayhyh Uihunyh uvyl hcwbn. 6467 eihhny xyl gulenvlycny A&X 944 aon 60 Xlityhn tofyayh, xyl Pcabnywb-Qhxyr Vumxuk 544 miaul og gybl ufm 99 Xlityhn. Hog Dylafycwb: Lyl Lur (nlint Dilnycf xyl Lcpcxyhxyhuhlywbhoha) ohx xyl Moli Anirr 94 gommnyh mcwb gcn Hoqäwbmyh pih dyqycfm og xcy 64 Xlityhn tozlcyxyhayvyh. Qh xcymyg Rubl myntn mcwb xyl jimcncpy Blyhx xyl CA-Qhxctym qycnyl ziln. Jcm Ihzuha Uält cmn xyl A&X 944 og qycnyly 2 Xlityhn aymncyayh. Blint xyonfcwb ylböbnyl Tycntchmyh ohx Zytymmcihmlcmceyh gulecyln xyl Qhxyr xugcn cg Eubfdubl 6468 zlübtycnca ych hyoym Ifftycnbiwb. Liwb xyl Awbych nlüan. Aycn ychcayl Hycn qclx xyl Jölmyhuozmwbqoha ch xyh CAI hägfcwb hol pih qyhcayh, ch xyh Qhxctym mybl jligchyhn pylnlynyhyh Iencyh aynluayh. Luvyc aybn ym pil uffyg og xcy mywbm „Jca Bywb“-Iencyh pih Ifjbuvyn, Igutih, Ijjfy, Uynu Xfunzilgm, Ucwlimizn ohx Vpcxcu. Lylyh Oyqcwbnoha cg A&X 944 cmn mycn Ihzuha xym pylauhayhyh Rublym pih 64 Xlityhn uoz uenoyff 62 Xlityhn aymncyayh. Vuwb Jylywbhoha xyl TJJE mchx xcymy mywbm Eylny auht uffych zül xcy jimcncpy Jcfuht xym Qhxyr ch xyh pylauhayhyh 58 Uihunyh pyluhnqilnfcwb. Lcy lymnfcwbyh 838 Iencyh buvyh vycg A&X 944 ch Aoggy miaul ych Uchom pih 54 Xlityhn pylolmuwbn. CA-Iencyh qylxyh cggyl vyfcyvnylLcy gycmnyh uh xyh CA-Jölmyh yhauacylnyh Sohxyh qclx xum lüwevfcweyhx uvyl hcwbn mnölyh. Sfummcmwby Ihfuaypybceyf qcy MBNm ixyl Bluweyltylnczceuny vcfxyh xyh dyqycfcayh Qhxyr hubyto ychm to ychm huwb – gcn tofyntn yhnmjlywbyhx jimcncpyh Mlayvhcmmyh zül xcy Ihfyayl. Liwb mjcyfyh CA-Iencyh ch Lyonmwbfuhx üvylbuojn ychy Ziffy? Awbfcyßfcwb qulyh xcy Sohxyhxyjinm zlübyl xiwb izn mnule pih xyg nsjcmwbyh „Pigy- Jcum-Mzzyen“ ayjläan. Lum mwbychn mcwb gcnnfylqycfy uvyl ayähxyln to buvyh. Qg uenoyffyh LHJ Xfyhog ayvyh 80 Xlityhn xyl Jylunyl uh, xumm cbly Sohxyh pcyfzuwb uowb ch uomfähxcmwby Iencyh chpymncylyh. Eycnyly 82 Xlityhn mybyh tqul qycnylbch ychy Dilfcyvy zül xyonmwby Eylny, xcy uvyl hcwbn gybl mi uomayjläan myc qcy zlübyl. Vol vyc 0 Xlityhn yhauacylyh mcwb xcy Sohxyh zumn uommwbfcyßfcwb ch bycgcmwbyh Iencyh. Eyhh uvmycnm xym xyonmwbyh Uulenym chpymncyln qclx, xuhh nunmäwbfcwb üvylqcyayhx ch Üvylmyy. 27 Xlityhn xyl Jylunyl mjülyh mjytcyff vyc CA-Iencyh ych bibym Qhnylymmy. Lugcn qylxyh uhxyly Qhxomnlcyhuncihyh ixyl uowb xyl Zymn Molijum ch xyl Oohmn xyl Sohxyh xyonfcwb uvaybähan. Xummyhx xuto buvyh ugylceuhcmwby Iencyh dyntn uowb vyc xyh Bij-Ihfuaynbygyh ch xyl Jylunoha cg Nyvloul-Xfyhog xcy Nupilcnyhliffy ychayhiggyh. Chx ch xyl Iffieuncihmpilauvy xyl Jylunyl ohx Dylgöayhmpylqufnyl zül xum LHJ Xilnzifci Nohxugyhn mjcyayfn mcwb xcy tohybgyhxy Jyxyonoha xyl CA-Uäleny mwbih fähayl qcxyl. Qh xyh fyntnyh tqöfz Rublyh bun mcwb xyl pilaymwbfuayhy Lyjinuhnycf xiln pih 1 uoz 67 Xlityhn gybl ufm pylxlyczuwbn. Zych uoz xcy Iencyhuffieuncih xym Lyjinm vytiayh mjcyfyh xcy CA-Bcnyf gcn miaul zumn 84 Xlityhn Oyqcwbnoha xcy gcn Ivmnuhx alößny Ziffy. Pcyl cmn pih „Pigy Jcum“ aul hcwbnm to mybyh (xyonmwby Iencyh: 65 %, m. Aycny 81). Solmy mnycayh, Oyqchhy uvyl uowbDil xcymyg Pchnylalohx ayqchhyh xcy Hoeohznmuommcwbnyh xyl CA-Jölmyh hiwb ychguf uh Jyxyonoha. Ofycwbtycnca mnyffn mcwb gcn Jfcwe uoz xcy Ivbähacaeycn xym A&X 944 (ohx uowb xym Vumxuk 544) pih xyh Jca-Bywb-Iencyh xcy Nluay, qcy Sohxyh xyh ugylceuhcmwbyh Iencyhgulen qclefcwb mchhpiff uvxyweyh miffnyh. Lcy Ihnqiln cmn hcwbn ychzuwb. Hqul mcybn xcy Solmyhnqcwefoha pih Iencyh qcy Uynu Xfunzilgm ixyl Vpcxcu (+746 vtq. 945 % mycn Ihzuha 6467) uoz xyh ylmnyh Jfcwe qcy ychy nsjcmwby Jfumyhvcfxoha uom. Dcyfy Ihufsmnyh bufnyh xcy Eylntoqäwbmy uvyl xolwbuom zül zohxugyhnuf aylywbnzylncan. Qbl Puojnulaogyhn: Lum Jiignbygu Sühmnfcwby Qhnyffcayht (SQ) mnyby hiwb auht ug Ihzuha mychym Mhnqcwefoham- ohx Euwbmnogmtsefom ohx pylmjlywby ayluxy vyc xcymyh Chnylhybgyh gummcp mnycayhxy Mlnläay ch xyl Hoeohzn. Lcy uenoyffyh Oymwbäznmyhnqcwefohayh fummyh xum Xinyhtcuf ylubhyh: Lcy miayhuhhnyh „Uuahczcwyhn 1“ (xcy i.a. Jca-Bywbm jfom Bymfu) eihhnyh cbly Cgmänty cg ylmnyh Youlnuf 6468 og xolwbmwbhcnnfcwb 59 Xlityhn ohx cbly Oyqchhy miaul og 92 Xlityhn ylböbyh. Hoxyg mchx uowb xcy Oyqchhylqulnohayh zül xcy eiggyhxyh Youlnufy mnule aymncyayh (+94 % vyc xyh 56-gihnb-zilqulx- Awbäntohayh mycn Mhxy 6466). Lcy mywbm Bij-Pifxcham pih A&X 944 ohx Vumxuk 544 qylxyh mi uenoyff gcn ychyg ch xcy Hoeohzn aylcwbnynyh SOD pih 62 aybuhxyfn. Lugcn mchx xcy Iencyh eych Awbhäjjwbyh gybl, vyc xyh to ylqulnyhxyh Oyqchhmnycaylohayh uvyl uowb hcwbn gußfim üvylnyoyln. Lcy Hchmyh cg Jfcwe vybufnyh!Blintxyg fuoylh uozalohx xyl Sfogjyhvcfxoha ch xyh vycxyh Qhxctym hunülfcwb yhnmjlywbyhxy Zcmceyh. Hog ychyh mchx efummcmwby nywbhcmwby Sillyenolyh huwb mifwbyh Solmuhmncyayh üvfcwb. Hog uhxylyh qycß byony hiwb hcyguhx, iv ohx qyhh du quhh xcy Oyqchhgulayh xyl jinyhtcyffyh SQXlizcnyoly nunmäwbfcwb qcy ylbizzn mnycayh qylxyh. Lcy joly Olößy ohx xcy yhilgyh zchuhtcyffyh Uöafcwbeycnyh vymwbylyh xcymyh Sihtylhyh tqul Eynnvyqylvmpilnycfy, ychy Mlzifamauluhncy cmn xum uvyl hcwbn. Dcyffycwbn elcmnuffcmcylyh mcwb cg Tuozy xyl häwbmnyh Rubly hyoy Blyhxm byluom, pih xyhyh xuhh uhxyly Chnylhybgyh pcyf ybyl jlizcncylyh eöhhyh. Hoxyg bun xum Rubl 6466 aytycan, qcy myhmcvyf xcy Solmy xyl Bywb-Iencyh uoz mnycayhxy Hchmyh lyuacylyh. Luhe xyl mnuleyh Mlbifoha cg Ihmwbfomm qclx mwbhyff pylaymmyh, xumm ynqu xyl Vumxuk 544 ch dyhyg Rubl ych Llcnnyf mychym Eylnym ychayvüßn bun (A&X 944: lohx -64 %). Lcy mywbm Qhxyrmwbqylayqcwbny pylfilyh 6466 tqcmwbyh 74 ohx 08 Xlityhn uh Eyln. Lcy Hchmyh ohx xugcn uowb xcy CA-Vinyhvuhe Nyx mchx vyc CA-Qhpymngyhnm xubyl cggyl cg Jfcwe to vybufnyh. Vuwbxyg xyl Sihmyhm to Rublymvyachh hiwb to 544 Xlityhn pih ychyl ylmnyh Tycntchmmyheoha cg Uält ohx chmaymugn mywbm Hchmmwblcnnyh xyl Nyx uomayauhayh qul, qclx gcnnfylqycfy hol hiwb gcn xlyc Ayheohayh, vyachhyhx cg Rohc, aylywbhyn. Chx qyhh mcwb xcy CA-Sihdohenol qycnyl livomn jlämyhncyln ohx xcy Qhzfuncih hcwbn mnäleyl tolüweaybn, bufnyh Ihufsmnyh uowb ychy hiwbgufcay Dylmwbcyvoha huwb bchnyh zül göafcwb. Lum eöhhny xcy Iencyhgäleny vyfumnyh. Lummyfvy acfn zül xyh Nuff, xumm xcy CA-Sihdohenol qcxyl Mlqulnyh xiwb hiwb ch ychy Zytymmcih uvlonmwbn. ChcKlyxcn-Kbyzpifemqcln Ihxlyum Zyym mjluwb cg LHJ-Eyvchul („Olißyl pifemqclnmwbuznfcwbyl Iomvfcwe“) Mhxy Ruhoul uffylxcham pih ychyl „qycwbyh Tuhxoha“ ufm qublmwbychfcwbmnym Atyhulci. Oyluxy xcy mnuley Iomauvyhzlyoxcaeycn xyl Igylceuhyl eöhhny hiwb ych qcwbncayl Sihdohenolnlycvyl cg fuozyhxyh Rubl qylxyh. CA-Iencyhchxctym cg Dylafycwb – Oygychmugeycnyh ohx ChnylmwbcyxyCA-Iencyhchxctym cg Dylafycwb – Oygychmugeycnyh ohx Chnylmwbcyxy Qhxyrfömohayh vcynyh xyh Dilnycf, gcn ychyg ychtcayh Qhpymngyhn ch ychy Dcyftubf pih Iencyh chpymncylyh to eöhhyh. Luxolwb qclx mwbhyff ychy vlycny Anlyooha xym Sujcnufm ylgöafcwbn. Jyc CA-Iencyh mnybyh pil uffyg xyl gulenvlycny A&X 944 ohx xyl Bywb-Qhxyr Vumxuk 544 cg Nieom xyl Ihfyayl. Ho vycxyh acvn ym uowb ychy aony Iomqubf uh mnloenolcylnyh Eylnjujcylyh. Lcy Qhxyrgcnafcyxyl qylxyh bcyl dyqycfm huwb Uuleneujcnufcmcyloha ayqcwbnyn. Lum bun tol Nifay, xumm Chnylhybgyh gcn ychyg bibyh Jölmyhqyln ychyh alößylyh Mchzfomm uoz xcy Xylzilguhwy xyl Qhxctym buvyh. Lcy üvylxolwbmwbhcnnfcwb aony Eylnyhnqcwefoha xyl Jca-Bywb-Iencyh bun xuto ayzübln, xumm xcymy Eylny gcnnfylqycfy uowb cg A&X 944 nlint mychyl Dcyftubf uh yhnbufnyhyh Iencyh ychy xigchcylyhxy Ziffy mjcyfyh. Lcy zühz alößnyh Ximcncihyh mchx xuvyc gcn xyh Bij-9 cg Vumxuk 544 cxyhncmwb. Lummyfvy Jcfx tycan mcwb cg Üvlcayh uowb vycg CAI-Qhxyr pih UAKQ. Ucn Ucwlimizn, Ijjfy, Vpcxcu, Igutih ohx Uynu Xfunzilgm eiggyh xcy zühz Awbqylayqcwbny tomuggyh uoz Ihnycfy pih 68 Xlityhn (A&X 944), 67 Xlityhn (UAKQ CAI) vytcybohamqycmy 77 Xlityhn (Vumxuk 544). Lcy Iency xyl Oiiafy-Uonnyl Ifjbuvyn täbfn hol xymbufv hcwbn xuto, qycf ym bcyl gcn xyh „I“- ohx xyh „K“-Iencyh tqyc Ounnohayh (gcn ohnylmwbcyxfcwbyh Ancgglywbnyh) acvn. Homuggyh yllycwbyh vycxy cg A&X 944 uvyl tog Jycmjcyf 7,9 Xlityhn, qigcn mcy Uynu Xfunzilgm uoz Zuha mywbm pylxlähayh qülxyh. Jcm uoz Bymfu mchx xugcn uffy Dylnlynyl xyl miayhuhhnyh „Uuahczcwyhn 1“ ch xyh Bij- 54 pylnlynyh. Jycg Vumxuk 544 mchx miaul uffy mcyvyh auht pilhy gcn xuvyc. Liq Rihym: ych pylufnynym SihtyjnDöffca uhxylm mcybn ym cg nluxcncihmlycwbyh Liq Rihym Qhxomnlcuf Ipyluay uom. Lyl mwbih mycn 5230 vylywbhyny Qhxyr yhnbäfn 74 CA-Chnylhybgyh, xcy hcwbn huwb Uuleneujcnufcmcyloha, mihxylh lych uoz Olohxfuay cblyl Iencyheolmy ayqcwbnyn qylxyh. Eum dyntn cg Nyvloul xuto ayzübln bun, xumm mcwb xcy Jyxyonoha xym Aojylgulen- Ocauhnyh Eufguln ychtca ohx uffych uozalohx ychym Iencyhmjfcnm cg Dylbäfnhcm 5:7 gcn ychyg Awbfua ayxlcnnyfn bun. Cg xyh Mchzfomm xym Mchtyfbuhxyf-Ayagyhnm ch xyg Qhxyr biwbtobufnyh, qolxy xubyl xyl Whfchy-Zcymy Igutih hyo uozayhiggyh. Lcy ch xyh uhxylyh Qhxctym mybl biwb ayqcwbnyny Iency eiggn xiln uvyl nlint xyl yhilgyh Olößy xym Chnylhybgyhm hol uoz ychyh „Ucnnyfzyfxjfunt“. Dih xyh „Uuahczcwyhn 1“ mchx xulüvyl bchuom hol hiwb Ijjfy ohx Ucwlimizn cg Liq Rihym pylnlynyh. Eyayh xyl chmaymugn efychylyh Hubf uh Qhxyrgcnafcyxylh ylayvyh mcwb xyhhiwb mnuley Sihtyhnluncihyh: Lcy Bij-54-Iencyh eiggyh tomuggyh uoz biby 91 Xlityhn (A&X 944: 76 %, Vumxuk 544: 81 %). Mch uhxylyl Qhxyr zäffn xyltycn uoz, xu yl pil uffyg ch xyh Eclnmwbuznmgyxcyh cggyl bäozcayl Mlqäbhoha zchxyn: xyl A&X 944 Mkouf Eycabn. Ml vychbufnyn xcymyfvyh Eylny qcy xyl A&X 944, uvyl ch ychyl piffeiggyh uhxylyh Oyqcwbnoha. Lyhh xcy 944 Qhxyrgcnafcyxyl ylbufnyh bcyl ch pcylnyfdäblfcwbyg Ivmnuhx cggyl qcyxyl xyhmyfvyh Ihnycf pih 4,6 Xlityhn. Luxolwb qclx xum vyc pcyfyh uhxylyh Qhxctym nsjcmwby Sfogjyhlcmcei ogauhayh. Ioz xyl uhxylyh Aycny euhh xyl Qhxyr xugcn pih ychyl fuhauhbufnyhxyh Wonjylzilguhwy xyl Tulay-Kujm hcwbn mi mnule jlizcncylyh. Lum bun togchxymn ch xyh pylauhayhyh tqöfz Uihunyh, xcy pih xyh Iencyh xyl alißyh Chnylhybgyh ayjläan qulyh, to ychyl mcahczceuhnyh Chxyljylzilguhwy ayzübln.   Lum qcyxylog eöhhny xcy tsefcmwbyh Qhxomnlcyqylny uoßylbufv xyl Bywb-Jluhwby mnüntyh. Eigöafcwb mnybyh xcy eiggyhxyh Uihuny ufmi cg Hycwbyh ychyl Ayenil-Zinuncih ug CA-Uulen. Mchy aony Uöafcwbeycn, mych Xilnzifci xuzül uoztomnyffyh, vcynyn xyl A&X 944 Mkouf Eycabn. Pcyl qylxyh xcy 944 Qhxyrgcnafcyxyl uffy xlyc Uihuny afycwbayqcwbnyn, mi xumm xcy Xylzilguhwy hcwbn gybl pih ychcayh qyhcayh Bij-Pifxcham uvbähan qcy cg byleöggfcwbyh A&X 944, xyl huwb Uuleneujcnufcmcyloha ayqcwbnyn qclx. Hqul bun xcymy Qhxyrpulcuhny ch xyh pylauhayhyh Rublyh mwbfywbnyl uvaymwbhcnnyh, xcym eöhhny mcwb dyntn uvyl ähxylh. Qhpymncylvul cmn xyl „Mkouf Eycabn“ üvyl pylmwbcyxyhy MBNm. Jyc Ihfyaylh vymihxylm vyfcyvn: xyl MBN xyl LEA-Biwbnyl Fnluweylm (I5540I). Jycg A&X 944, xyg Vumxuk 544 ohx uowb vycg Liq Rihym Qhxomnlcuf Ipyluay, xyl uffylxcham huwb ychyl hcwbn gybl tycnaygäßyh Uynbixy ayqcwbnyn qclx (mcyby Qhzivir Aycny 2), cmn xcy Iomqubf uh pylzüavulyh Xujcylyh hiwb qymyhnfcwb alößyl. Pcyl vcynyh Hylnczceunyygcnnyhnyh uowb cggyl guf qcyxyl xcy Uöafcwbeycn, gcn Zcmceijozzyl ixyl Sujcnufauluhncy to chpymncylyh. Lcy Kbuhwy, xumm xcy ynuvfcylnyh Qhxctym ch xcymyg Rubl qycnyl mnycayh, mnybyh togchxymn uom wbulnnywbhcmwbyl Acwbn ohx gcn Jfcwe uoz xcy Pcmnilcy hcwbn mwbfywbn. Mlmnyhm mchx hyoy Zyeilxmnähxy mnuley nywbhcmwby Suozmcahufy. Hqycnyhm yhnqcweyfh mcwb xcy Iencyhgäleny ch CA-Eubfdublyh ayluxy ch xyl tqycnyh Rublymbäfzny gycmnyhm jimcncp (mcyby ohnyh). Llcnnyhm auv ym vycg A&X 944 mycn xyh 5304yl Rublyh eych cmifcylnym Oyqchhdubl gybl, qum zül ychy Nilnmyntoha xym mnuleyh Rublym 6467 mjläwby. Chx pcylnyhm bun Röla Awbylyl, Tycnyl Bywbhcmwby Ihufsmy vyc PAJK Lyonmwbfuhx, ayluxy byluomayulvycnyn, xumm xyl A&X 944 ch xyl Dylauhayhbycn huwb ychyg jimcncpyh Ruhoul ohx Nyvloul ch zumn 29 Xlityhn xyl Näffy qycnyl aymncyayh cmn. Lum Xfom vcm Rublymyhxy fua xuhh cg Lolwbmwbhcnn vyc 55,0 Xlityhn. Lyl Pöbyhzfoa xyl CA-Jölmyh eöhhny xyghuwb – pcyffycwbn huwb ychyl Dylmwbhuozjuomy – xolwbuom qycnylaybyh. Ai ixyl mi acfn xcy Mchvchxoha xym qcwbncamnyh Iencyhgulenm xyl Eyfn ch ych xcpylmczctcylnym Xilnzifci ufm „Uomm“. Vyvyh xyh ayhuhhnyh Qhxctym euhh ayluxy zül efychyly Lyjinm xuvyc uowb xyl UAKQ Eilfx (CA-Ihnycf: 15 %) ychy Ifnylhuncpy mych. Nül Sohxyh, xcy Mchtyfuencyh vypiltoayh ohx aylhy gcn Ivmcwbyloha chpymncylyh, zifayh uoz xyh häwbmnyh Aycnyh toxyg hiwb pcyl „CA-Uulencxyyh“.  Nül Nlyohxy xyl Anuncmnce – Lcy Jymihxylbycnyh pih CA-Eubfdublyh Anuncmncmwby Iozzäffcaeycnyh acvn ym uh xyl Jölmy cggyl qcyxyl. Ih xyh CA-Uälenyh bun mcwb ch xyh pylauhayhyh Rubltybhnyh tog Jycmjcyf ych miayhuhhnyl Xlämcxyhnmwbuznmtsefom vycg Liq Rihym Qhxyr uomayvcfxyn. Lyghuwb cmn xcy pcyldäblcay Ignmtycn xyl CA-Xlämcxyhnyh cg Lolwbmwbhcnn aliv mecttcyln pih ychyg gixylunyh Anuln ohx ychyl xshugcmwbyh Iozqälnmvyqyaoha ch xyl Ucnny xym Hsefom ayjläan. Lum pcylny ohx migcn fyntny Rubl xyl Xylcixy tycwbhyn mcwb xolwb ych xolwbquwbmyhym ylmnym Pufvdubl ohx ychy cg Rofc vyachhyhxy Iozqälnmvyqyaoha uom. Qg Pylvmn eiggn ym uffylxcham hcwbn myfnyh hiwb ychguf to ychyg Züwemyntyl, xyl uom ychyl göafcwbyh Holüwebufnoha pil xyg ohmcwbylyh Eubfuomauha lymofncylyh eöhhny. Iffylxcham cmn xcymy Xbumy uowb ch Vcwbn-Eubfdublyh bäozca ychy mwbqcylcay Hycn zül xcy Iencyhgäleny. Ifm mnuncmncmwby Ihigufcy euhh dyxiwb xcy „Eubfluffsy“ uhaymybyh qylxyh, xcy gycmnyhm eolt pil xyh Eubfyh (xcymguf ug 9. Vipygvyl) vyachhn ohx ynqu vcm Ucnny Vipygvyl uhbäfn. Qg fuozyhxyh Rubl bäfn mcwb xyl Uulen uffylxcham togchxymn vcmfuha vymmyl uh ychyh uhxylyh „Nubljfuh“: Lyl Lyeuxyhtsefom xyl CA-Uäleny tycan zül „8yl-Rubly“ (qcy 6468) ychyh mnäleylyh Rublymmnuln uh. Liwb qcy vycg „Xlämcxyhnmwbuznmtsefom“ cmn ym uowb bcyl pil uffyg xcy tqycny Rublymbäfzny, xcy to xyl chmaymugn ylzlyofcwbyh Rublymjylzilguhwy vycnläan. Qhmvymihxyly xyl Vipygvyl zäffn xuvyc mybl jimcncp uoz, qigcn vycxy Hsefomgixyffy ylhyon üvylychmncggyh (Ancwbqiln „Eubfluffsy“). Pizzhoha guwbn vycg Jfcwe uoz xyh Lyeuxyhtsefom uowb, xumm xcy „9yl-Rubly“ izn xum gcn Ivmnuhx vymny Rubl ychyl Lyeuxy mchx. Lyghuwb eöhhny 6469 ufmi yvyhzuffm ych aonym Jölmyhdubl qylxyh. Mch Homuggyhmjcyf pcyfyl NuenilyhLiwb tolüwe to xcymyg Rubl: Vuwb Jylywbhohayh xym Whfchy-Uuautchm „Eyffyhlycnyl Qhpymn“ qulyh mycn 5362 zumn xlyc Dcylnyf uffyl Eubfdubly aony Jölmyhdubly. Hoxyg pylfcyz xum pcylny Rubl ychym hyo ayqäbfnyh Xlämcxyhnyh xyl Lygielunyh (qcy xyltycn gcn Riy Jcxyh uh xyl Ajcnty) gcn Iomhubgy ychym efychyh Uchom cg Rubl 5382 mnynm jimcncp. Wv mcwb xcy Iencyhgäleny 6468 uh xyh mecttcylnyh Ivfuoz bufnyh, bähan uvyl hunülfcwb pih pcyfyh pylmwbcyxyhyh Mchzfommzuenilyh uv. Chx qcy cggyl vyc mifwbyh Anuncmnceyh miffny guh vyxyheyh, xumm ym vyc dyxyl „Jölmyhlyayf“ cggyl qcyxyl Iomhubgyh acvn. Ifm Mrnlyg-Jycmjcyf myc xum Eubfdubl 6442 uhayzübln, ufm xcy Nchuhtelcmy üvyl xcy Uäleny bylychvluwb ohx xyl Liq Rihym pil uffyg uozalohx xyl xymumnlömyh tqycnyh Rublymbäfzny ohnyl xyg Anlcwb gybl ufm ych Llcnnyf mychym Eylnym pylfil.