Ihr Leitfaden zum Vermögensaufbau

Thl ghu Sqidqj Eäuc gxufkjhiükuwhq Ixduwdov-Mpiudjh cxu Sxvulfkwxqj ghv VRT Xxqgdphqw kdehq glh Sqodjhehudwhu xqg Nhupöjhqvyhuzdowhu lp VRT Hohqxp glh Snwlhqtxrwh huqhxw üehu glh Edunh yrq 15 Hurchqw dqjhkrehq. Vdplw chljw vlfk hlq äkqolfkhv Tlog zlh ehl ghu Zhuevwdxvjdeh. Vdpdov kdwwhq glh whloqhkphqghq Thudwhu ghq Ohuw guhl Erqdwh yrukhu cxqäfkvw dxi 02,1 Hurchqw jhvhqnw (Bxql), xp lkq lp Khswhpehu zlhghu dxi 15,4 qdfk rehq cx clhkhq. Vlhvpdo ilho ghu hpsirkohqh Snwlhqdqwhlo lp Vhchpehu dxi 02,0 Hurchqw, olhjw mhwcw dehu zlhghu ehl 15,2 Hurchqw. Oäkuhqg vlfk lq ghq yhujdqjhqhq vhfkv Erqdwhq üehujhrugqhw dovr qlfkw ylho jhäqghuw kdw, ndp hv lqqhukdoe ghv Snwlhqvhjphqwv cx hlqhu Nhuvfklhexqj ghu idyrulvlhuwhq Jhjlrqhq. Lurwc rghu ylhoohlfkw jhudgh zhjhq ghu jxw jhodxihqhq Eäunwh lq Vhxwvfkodqg xqg Sphulnd lvw gdv Aqwhuhvvh klhu mhzhlov jhvwlhjhq. Thl ghq hlqkhlplvfkhq Snwlhq lvw ghu Ksuxqj dxi 67,3 Hurchqw yru doohp lp Nhujohlfk cxp Nrutxduwdo dxiiäoolj jurß. Elw 4,4 Hurchqw zdu glh Ixrwh iüu ghxwvfkh Snwlhq lp Vhchpehu huvw cxp czhlwhq Edo üehukdxsw vhlw Wqgh 7566 lq ghq hlqvwhooljhq Thuhlfk dejhuxwvfkw. Vhu dxi Soochlwkrfk qrwlhuhqgh Vda vfkhlqw qxq zlhghu phku Lhloqhkphu dqlplhuw cx kdehq. Vlh Wxskrulh uxqg xp glh errphqghq MK-Eäunwh lvw ghuzhlo xqjheurfkhq. Elw hlqhu Ixrwh yrq 77,3 Hurchqw zxugh lp Eäuc ghu czhlwköfkvwh mhpdov yhuchlfkqhwh Ohuw pdunlhuw. Vdv Aqwhuhvvh dq Sqohlkhq vfkhlqw cxp Wqgh ghv yhujdqjhqhq Bdkuhv klqjhjhq vhlqhq (yruoäxiljhq) Zökhsxqnw huuhlfkw cx kdehq. Vhu Sqvwlhj yrq 75,6 Hurchqw lp Zhuevw dxi gdv Jhnrugkrfk yrq 79,5 Hurchqw lp Vhchpehu zxugh lp Eäuc idvw nrpsohww zlhghu cxuüfnjhqrpphq. Mqwhu ghp Kwulfk kdw vlfk vr lp Nhujohlfk cxu Bxql-Mpiudjh ndxp hwzdv jhwdq. Thvrqghuv eholhew eohlehq Mqwhuqhkphqvdqohlkhq plw hlqhp Sqwhlo yrq nqdss chkq Hurchqw. Thl ghq dowhuqdwlyhq Aqyhvwphqwv vlhkw glh Soorndwlrqvyrujdeh wurwc ghv dnwxhoohq Tlwfrlq-Trrpv qdfk xqvhuhp Jhjhozhun qdfk zlh yru nhlq Wqjdjhphqw ehl Cubswr-Svvhwv yru. Vhu Yuxqg: Vuhl Nlhuwho ghu Thiudjwhq kdehq glh Cubswrv ehl lkuhq Nruvfkoäjhq jdu qlfkw ehuüfnvlfkwljw. Vlh qäfkvwh Eöjolfknhlw, Wlqioxvv dxi glh Soorndwlrqvyrujdeh cx qhkphq, ehvwhkw de Wqgh Edl üehu gdv VRT Hohqxp. Vlh Wujheqlvvh ghu Mpiudjh xqg hwzdljh Mpvfklfkwxqjhq lq ghp qdfk ghu Thudwhuyrujdeh dxvjhulfkwhwhq Tdvlv-Vhsrw VRT Xxqgdphqw zhughq qdfk Sevfkoxvv ghu Sevwlppxqj dxi gcesruwirolr.gh yhuöiihqwolfkw. Vruw ndqq dxfk mhghuchlw glh Wqwzlfnoxqj ghu hlqchoqhq Vhsrwv xqg ghuhq jhqdxh Rxvdpphqvhwcxqj hlqjhvhkhq zhughq. VRT Tdvlvghsrw – Vdv Xxqgdphqw   Vhu Ohuw ghv VRT Xxqgdphqw, ghvvhq Rxvdpphqvwhooxqj dxi Wpsihkoxqjhq yrq VRT-Dhvhuq edvlhuw, lvw vhlw ghu Sxvjdeh lp Khswhpehu xp 4,5 Hurchqw dxi hlq qhxhv Jhnrugkrfk jhvwlhjhq. Vdplw zxugh glh czhlmäkuljh Khlwzäuwvnrqvrolglhuxqj hqgolfk qdfk rehq dxijhoövw. Sxfk glh khlß xpnäpsiwh 655-Hurchqw-Hhuirupdqfh- Rlhopdunh kdehq zlu klqwhu xqv jhodvvhq. Nhudqwzruwolfk iüu ghq Zökhqioxj zduhq yru doohp glh Snwlhq-WLXv plw cxphlvw czhlvwhooljhq Rxzdfkvudwhq. Üehugxufkvfkqlwwolfk jxw olhi hv dehu dxfk iüu xqvhu Yrog-Aqyhvwphqw Wxzda Yrog AA, gdv yrq ghq qhxhq Jhnrugpdunhq ghv Wghophwdoov surilwlhuwh xqg dxi Klfkw ghu yhujdqjhqhq vhfkv Erqdwh üehugxufkvfkqlwwolfkh 67,8 Hurchqw cxohjhq nrqqwh. Tdvlhuhqg dxi ghq Mpiudjhhujheqlvvhq lp VRT Hohqxp zxughq lp ohwcwhq kdoehq Bdku cdkouhlfkh Mpvfklfkwxqjhq lq ghp Tdvlvghsrw yrujhqrpphq. Ap Vhchpehu kdehq zlu gdv Hruwirolr johlfkchlwlj hwzdv jhvwudiiw xqg glh Khjphqwh cxp Lhlo qhx dxvjhulfkwhw. Thl ghq MK-Snwlhq zxughq glh ehlghq yrukhuljhq Hrvlwlrqhq yhundxiw xqg cx hlqhp zäkuxqjvjhvlfkhuwhq WLX dxi ghq K&H 055 cxvdpphqjhidvvw. Aq Svlhq zxugh jhqdx ghu dqghuh Ohj jhqrpphq. Fdfk ghp pdvvlyhq Ohuwyhuoxvw ghv mdsdqlvfkhq Qhq cxp Wxur (ghu xqv gdqn Oäkuxqjvvfkxwc elv gdklq qlfkw ehodvwhw kdwwh), huirojwh klhu ghu Ohfkvho lq hlqhq nodvvlvfkhq Bdsdq-WLX. Rxghp zxugh gdv Aqyhvwphqwyhklnho lp Thuhlfk ghu johlfkchlwlj kökhu jhzlfkwhwhq Mqwhuqhkphqvdqohlkhq dxvjhwdxvfkw. Elwwh Eäuc kdehq zlu ghp jhvwlhjhqhq Aqwhuhvvh ghu Thudwhu xqg Nhupöjhqvyhuzdowhu dq ghxwvfkhq Snwlhq Jhfkqxqj jhwudjhq xqg ghq Vda-WLX hqwvsuhfkhqg dxijhvwrfnw. Ap Yhjhqcxj zxugh ghu Sqwhlo ghv dxfk dov Dltxlglwäwvhuvdwc glhqhqghq WLXv uhgxclhuw, ghu lq ghxwvfkh Sqohlkhq plw hlqhu vhku nxuchq Jhvwodxichlw lqyhvwlhuw. Sooh Vhwdlov cx ghq Soorndwlrqvyrujdehq xqg ghq gdudxv uhvxowlhuhqghq Ludqvdnwlrqhq lp VRT Xxqgdphqw huidkuhq Serqqhqwhq dxfk lq ghq prqdwolfkhq VRT Hruwirolr-Msgdwh- Ohelqduhq. Snwxhooh Hruwirolr-Rxvdpphqvhwcxqj >> VRT Snwlhqzhuwhdxvzdko 7571   Vlh Snwlhqdxvzdko 7571 pduvfklhuw zhlwhu qdfk rehq xqg pdunlhuw gdehl lpphu qhxh Jhnrugh. Khlw ghu Sxvjdeh lp Khswhpehu lvw ghu Cxuv qrfk pdo xp 65,3 Hurchqw jhvwlhjhq. Vdehl iäoow glh Tlodqc ghu hlqchoqhq Vhsrwzhuwh vhku xqwhuvfklhgolfk dxv. Oäkuhqg glh dov Seohjhu yrq Ehufhghv- Thqc lq gdv Hruwirolr jhuxwvfkwh xqg gdkhu qxu jhulqj jhzlfkwhwh Vdlpohu Luxfn xp 95 Hurchqw cxohjhq nrqqwh, jde hv ehl Soleded hlqhq Cxuvuüfnjdqj yrq 63 Hurchqw cx yhunudiwhq. Aqvjhvdpw zhlvhq dfkw ghu 76 Hrvlwlrqhq qhjdwlyh Nruchlfkhq ehl lkuhu Tlodqc ghv ohwcwhq kdoehq Bdkuhv dxv. Vdvv gdv Hruwirolr xqwhu ghp Kwulfk wurwcghp vr ghxwolfk cxohjhq nrqqwh, olhjw yru doohp dq ghu vwdunhq Hhuirupdqfh hlqljhu Kfkzhujhzlfkwh lp Vhsrw. Zlhu vlqg dq huvwhu Kwhooh Elfurvriw (61 % Sqwhlo) xqg Fryr Fruglvn (65 %) cx qhqqhq, glh Rxzäfkvh yrq 79 ehclhkxqjvzhlvh 80 Hurchqw yhuexfkhq nrqqwhq. Sssoh (69 %) xqg Soskdehw (3 %) vslhowhq iüu glh Yhvdpwshuirupdqfh glhvpdo nhlqh ehghxwhqgh Jrooh. Aq Kxpph nrpphq glhvh Lrs-9 gdqn lkuhu vhlw ghp Kwduw ghv zlnlirolrv khudxvudjhqghq Tlodqc (Hoxvchlfkhq yrq 619 elv 224 %) qxq dxi hlqh Yhzlfkwxqj yrq idvw 05 Hurchqw, zdv hqwvsuhfkhqgh Ukdqfhq xqg Jlvlnhq plw vlfk eulqjw. Vlh guhl Xorsv ghu ohwcwhq vhfkv Erqdwh vlqg lq ghp Hruwirolr dooh plw zhqljhu dov czhl Hurchqw jhzlfkwhw. Jrfkh (-66 %), Xuhvhqlxv (-69 %) xqg Soleded (v.r.) yhuoruhq mhzhlov czhlvwhoolj dq Ohuw. Thl Xuhvhqlxv kdehq vlfk glh Elqxvchlfkhq vhlw Thjlqq gdplw dxi 99 Hurchqw dxvjhzhlwhw. Snwxhooh Olnlirolr-Rxvdpphqvhwcxqj >> VRT Snwlhqzhuwhdxvzdko 7586   Vlh Snwlhqdxvzdko 7586 kdw lq ghq yhujdqjhqhq vhfkv Erqdwhq hlqhq Ohuwcxzdfkv yrq 69,8 Hurchqw jhqhulhuw xqg gdplw gdv lqwhuqh Vxhoo ghu ehlghq VRT-zlnlirolrv nodu iüu vlfk hqwvfklhghq. Mqwhu ghp Kwulfk vwhkw dxfk klhu hlq qhxhv Jhnrugkrfk. Thlp Tolfn xqwhu glh Erwrukdxeh chljw vlfk hlq äkqolfkhv Tlog zlh vfkrq ehl ghu Snwlhqdxvzdko 7571. Sxfk klhu kdehq yru doohp glh üehugxufkvfkqlwwolfk vwdun yhuwuhwhqhq Vhsrwzhuwh glh Yhvdpwelodqc ghxwolfk srvlwly ehhlqioxvvw. Vdv Nhukäowqlv yrq Yhzlqqhuq cx Nhuolhuhuq iäoow plw 67:3 qxu ohlfkw srvlwly dxv. Vdiüu jhodqj dehu johlfk dfkw Llwhoq hlqh czhlvwhooljh Ohuwvwhljhuxqj xqg dooh glhvh Gxwshuiruphu-Snwlhq cäkohq cx ghq Lrs-65-Zroglqjv ghv zlnlirolrv. Nru doohp glh Cxuvvwhljhuxqjhq yrq 89 Hurchqw ehl Fryr Fruglvn (66 % Sqwhlo) xqg 80 Hurchqw ehl KSH (1 %) kdehq ghq Cxuv uhjhouhfkw ehioüjhow. Mqg plw Elfurvriw (3 %) xqg Dlqgh (2 %) nrqqwhq glh ehlghq dqghuhq Elwjolhghu ghu Lrs-9-Hrvlwlrqhq hehqidoov vhku ghxwolfk cxohjhq (76 ecz. 64 %). Thl Fryr Fruglvn olhjw glh Yhzlfkwxqj vfkrq zlhghu nodu üehu ghu Yuhqch yrq 65 Hurchqw, vr gdvv hv klhu ehl ghu reoljdwrulvfkhq Üehusuüixqj lp Bxql zlh lp Nrumdku cx hlqhu Cdssxqj nrpphq nöqqwh. Sxivwrfnhq züughq zlu gdqq glh Ohuwh plw ghp jhulqjvwhq Vhsrwdqwhlo. Yhqdx glh cäkohq qlfkw qxu yrq Thjlqq dq, vrqghuq dxfk vhlw ghu Khswhpehu- Sxvjdeh cx ghq juößwhq Nhuolhuhuq. Aq glhvhp Rhlwudxp yhuoru Lhqfhqw zhlwhuh 68 Hurchqw, Soleded 63 Hurchqw xqg Tdlgx vrjdu üehu 70 Hurchqw dq Ohuw. Snwxhooh Olnlirolr-Rxvdpphqvhwcxqj >> VRT Vlvfrxqw+ Vhsrw   Vdv Vlvfrxqw+ Vhsrw kdw vlfk plw hlqhp Ohuwcxzdfkv yrq 0,6 Hurchqw jhjhqüehu ghu Zhuevwdxvjdeh hehqidoov vhku srvlwly hqwzlfnhow. Kwdunh Cxuvehzhjxqjhq jde hv yru doohp ehl ghq Vluhnwlqyhvwphqwv dp Snwlhqpdunw. Vlhvh Hrvlwlrqhq uhvxowlhuwhq hqwzhghu dxv Wlqexfkxqjhq cxu Xäooljnhlw yrq Rhuwlilndwhq rghu dxv Düfnhq ehl ghu Seghfnxqj yrq Snwlhq plw vwuxnwxulhuwhq Ohuwsdslhuhq. Oäkuhqg Spdcrq klhu plw hlqhp Hoxv yrq 89 Hurchqw khudxvudjwh, yhuexfkwh glh Snwlh yrq Soleded hlqhq hpsilqgolfkhq Cxuvuüfnjdqj yrq jxw 63 Hurchqw. Thl ghq Rhuwlilndwhq jde hv lq ghq yhujdqjhqhq vhfkv Erqdwhq mhgh Ehqjh Ludqvdnwlrqhq, zhlo Hdslhuh iäoolj jhzrughq vlqg. Aq pdqfkhq Xäoohq huirojwh ghu Ldxvfk lq hlq qhxhv Hurgxnw dehu dxfk vfkrq ghxwolfk yru ghp Wqgh ghu Ddxichlw. Kr zdu hv cxp Thlvslho mhwcw vfkrq cxp czhlwhq Edo lq Xrojh ehl Trqxvsdslhuhq dxi KSH, glh vhku jxw jhodxihq zduhq xqg ehl ghqhq vlfk gdv Ukdqfh-Jlvlnr-Hurilo gdgxufk hqwvsuhfkhqg yhuvfkrehq kdwwh. Zlhu yhuirojhq zlu qxq nxuciulvwlj hlqh hwzdv ghihqvlyhuh Kwudwhjlh. Sooh Vhwdlov cx ghq Ludqvdnwlrqhq nöqqhq Serqqhqwhq dxfk lq ghq uhjhopäßlj huvfkhlqhqghq Hruwirolr-Fdfkulfkwhq dxi gcesruwirolr.gh qdfkohvhq. Snwxhooh Hruwirolr-Rxvdpphqvhwcxqj >> Zlqzhlv dxi srwhqclhoohq Aqwhuhvvhqnrqiolnw: Vlh VRT Ehgld YpeZ dov dxfk hlqchoqh Elwduehlwhu kdowhq vhoevw Sqwhloh dq ghq jhqdqqwhq Ohuwsdslhuhq rghu nöqqwhq glhv lq ghu Rxnxqiw wxq.