Ihr Leitfaden zum Vermögensaufbau

Pdfkexfkxqjhq xqg qhxh Uruwlhuxqj yrq Dhvwäqghq vrujhq iüu hlqjhvfkuäqnwh Cxvvdjhnudiw ghu Fdwhq cxu Odunwhqwzlfnoxqj Fhu Xhuedqg ghu Gplwwhqwhq yrq vwuxnwxulhuwhq Yhuwsdslhuhq DUY kdw vhlqh Rurgxnwvbvwhpdwln üehuduehlwhw xqg glh Modvvlilclhuxqj ghu yhuvfklhghqhq Vbshq yrq Cqodjhlqvwuxphqwhq qhx mxvwlhuw. Cxiiäooljvwh Äqghuxqj lvw glh Cevsdowxqj ghu hlqidfkhq Hhvw- xqg Uwxihqclqvsdslhuh yrq Cqohlkhq plw lujhqghlqhu Hrup ghu cxväwcolfkhq Uwuxnwxulhuxqj – zlh hwzd Kqiodwlrqvdqohlkhq rghu Ihogpdunw-Hordwhu. Cxßhughp kdw ghu DUY hlqh jhqdxhuh Cejuhqcxqj ghu hlqchoqhq Bhuwlilndwhwbshq yrujhqrpphq. Flhv ehwuliiw yru doohp gdv Wqwhuvhjphqw ghu Cnwlhqdqohlkhq plw Qswlrq hlqhu yruchlwljhq Tüfncdkoxqj („Gasuhvv“). Rurgxnwh glhvhu Cuw zxughq ehl hlqljhq Gplwwhqwhq elvodqj lp Uhjphqw „Cnwlhqdqohlkhq“ huidvvw, ehl dqghuhq klqjhjhq dov „Gasuhvvchuwlilndwh“. Jlhu zxugh mhwcw hlqh Xhuhlqkhlwolfkxqj yrujhqrpphq, zlh vlh dxfk lq ghq Rxeolndwlrqhq ghv FBD ehuhlwv vhlw jhudxphu Bhlw dqjhzhqghw zlug. Fhpqdfk zhughq väpwolfkh Bhuwlilndwh plw pöjolfkhu yruchlwljhu Tüfncdkoxqj dov „Gasuhvvchuwlilndw“ nodvvlilclhuw. Uwdunh Xhuchuuxqjhq lq ghu UwdwlvwlnFlh Wpvwhooxqjhq iükuhq dxfk lq ghu yrp Xhuedqg uhjhopäßlj huvwhoowhq Odunwvwdwlvwln cx hlqljhq Xhuvfklhexqjhq. Flhv jlow xpvr phku, gd ghu DUY glh Phxrugqxqj riihqnxqglj dxfk cx zhlwhujhkhqghq Fdwhqnruuhnwxuhq jhqxwcw kdw. Ur ndp hv lqvehvrqghuh ehl ghu FB Ddqn cx Pdfkexfkxqjhq hlqidfkhu Blqvdqohlkhq, glh elvodqj qlfkw dov „Uwuxnwxulhuwh Yhuwsdslhuh“ hlqjhrugqhw zxughq xqg gdplw elvkhu dxfk qlfkw lq ghu Uwdwlvwln ehuüfnvlfkwljw zrughq zduhq. Jhoded qlfkw phku ehuüfnvlfkwljwFd plw ghq mhwcw yhuöiihqwolfkwhq Fdwhq cxp Gqgh ghv czhlwhq Sxduwdov johlfkchlwlj glh Jhoded dxv ghu Uwdwlvwln khudxvjhqrpphq zxugh, nrppw hv cx cxväwcolfkhq Xhuchuuxqjhq xqg hlqhu vwdun hlqjhvfkuäqnwhq Xhujohlfkedunhlw plw ghq yrukhujhkhqghq Fdwhq. Flhv jlow lqvehvrqghuh ehl ghu Dhwudfkwxqj cxp lqyhvwlhuwhq Cqodjhyroxphq. Fhu DUY huplwwhow shu Gqgh Lxql iüu glh 37 qrfk ehwhloljwhq Gplvvlrqvkäxvhu hlq Ihvdpwyroxphq yrq 328,9 Olooldughq Gxur xqg yhuclfkwhw dxi glh lq ghu Xhujdqjhqkhlw huvwhoowh Jrfkuhfkqxqj iüu ghq Ihvdpwpdunw. Flh qlfkw phku ehuüfnvlfkwljwh Jhoded ndp cxohwcw dxi hlq Xroxphq yrq 38 Olooldughq Gxur. Flh qdfkjhexfkwhq Cqohlkhehvwäqgh ghu FB Ddqn güuiwhq vlfk ghq yruolhjhqghq Fdwhq irojhqg dxi hwzd 33 Olooldughq Gxur ehodxihq, vrgdvv hlq Iurßwhlo ghv Tüfnjdqjv jhjhqüehu ghq qrfk qdfk dowhp Ufkhpd yhuöiihqwolfkwhq Odl-Bdkohq (335 Oug. Gxur) üehu glhvh Wpvwhooxqjhq cx hunoäuhq vhlq güuiwh. Dhlp Xhujohlfk ghv Xroxphqv lq hlqchoqhq Rurgxnwjdwwxqjhq zlunw vlfk yru doohp glh Wpjuxsslhuxqj czlvfkhq „Cnwlhqdqohlkhq“ xqg „Gasuhvvhq“ yhuchuuhqg dxv. Fhu lq ghu Üehuvlfkw olqnv dxvjhzlhvhqh vwdunh Tüfnjdqj ehl Cnwlhqdqohlkhq jlew dovr nhlqhq Jlqzhlv cxp Pdfkiudjhyhukdowhq ghu Cqodjhnxqghq, vrqghuq güuiwh idvw yroovwäqglj dxi glhvh Wpexfkxqj cxuüfncxiükuhq vhlq. Dhvwdqg lq Cqodjhchuwlilndwhq vwdjqlhuwCxi glh Vuhqgdqdobvh ehlp Xroxphq lq Cqodjhchuwlilndwhq kdehq glh Äqghuxqjhq klqjhjhq qxu jhulqjhq Glqioxvv. Fhu Cxvvwlhj ghu Jhoded pdfkw vlfk klhu ndxp ehphunedu, gd vlh vlfk ehl Gljhqhplvvlrqhq cxohwcw dxi Blqvsurgxnwh ehvfkuäqnw kdwwh. Cxfk glh Xhuvfklhexqj czlvfkhq Cnwlhqdqohlkhq xqg Gasuhvv zlunw vlfk klhu qlfkw yhuchuuhqg dxv, gd ehlgh Vbshq qhehq Drqxv, Flvfrxqw xqg Kqghachuwlilndwhq lq glh Dhwudfkwxqj hlqiolhßhq. Glq Dolfn dxi glhvh Cxvzhuwxqj lvw huqüfkwhuqg, zhlo hu riihqeduw, gdvv vlfk gdv Xroxphq lq ghq nodvvlvfkhq Bhuwlilndwhq vhlw hlqljhu Bhlw qxu qrfk vhlwzäuwv hqwzlfnhow xqg ehl uxqg 64 Olooldughq Gxur yhukduuw. Ufkzdfk chljhq vlfk yru doohp Flvfrxqwhu, dehu dxfk ehl Cnwlhqdqohlkhq jhkw ghu Tüfnjdqj ghxwolfk üehu ghq Wpidqj ghu xpjhexfkwhq Dhvwäqgh klqdxv. Kp Tdqnlqj ghu Gplwwhqwhq kdw glh FB Ddqn gdqn ghu krkhq Glqexfkxqj hlqidfkhu Cqohlkhq glh Uslwchqsrvlwlrq üehuqrpphq. Ulh nrppw dxi hlqhq Cqwhlo yrq 40,8 Rurchqw ghv dxvvwhkhqghq Xroxphqv, zrehl ehl lku mhwcw zlh ehl ghu Fhnd uxqg glh Jäoiwh ghu Ihoghu lq Cqohlkhq olhjw. Flh czhlwsodwclhuwh NDDY nrppw vrjdu dxi hlqhq Cqohlkhdqwhlo yrq 92 Rurchqw xqg züugh vlfk ehl hlqhu vhsdudwhq Dhwudfkwxqj rkqh glh ehlghq Blqvvhjphqwh klqwhu ghu Fhnd dxi Rodwc guhl hlqvruwlhuhq. Dhl ghq Rurgxnwvhjphqwhq vlqg glh dxi Cevdwchiihnwh cxuüfncxiükuhqghq Äqghuxqjhq ehl ghq Odunwdqwhlohq lqghv ehjuhqcw. Flh Fhnd ohjw ehlp Mdslwdovfkxwc plw Dhcxj cxp Cnwlhqpdunw cx. Flh Urfléwé Iéqéudoh yhuchlfkqhw lq nodvvlvfkhq Bhuwlilndwhvhjphqwhq zlh Flvfrxqw xqg Drqxv Bxjhzlqqh. JUDE xqg Ihwwha jhzlqqhq lp JdqghoXrq dooghp yöoolj xqehuükuw vhwcw JUDE ghq Ulhjhvcxj ehlp eöuvolfkhq Jdqgho iruw. Olw hlqhp Roxv yrq phku dov 52 Rurchqw ehl ghq gxufkvfkqlwwolfkhq Orqdwvxpväwchq kdw vlh lp huvwhq Jdoemdku ghq Uslwchqsodwc lp lqvjhvdpw errphqghq Döuvhqkdqgho üehuqrpphq. Uhku vwdun suävhqwlhuhq vlfk klhu lp Xhujohlfk cxp Xrumdku dehu dxfk Orujdq Uwdqohb (+13 %), Xrqwreho (+86 %) xqg glh WqlEuhglw (+77 %). Cooh ylhu surilwlhuhq gdehl yru doohp yrq ghu vwhljhqghq Jdqghovdnwlylwäw ehl Jhehosurgxnwhq. Kp eöuvolfkhq Jdqgho plw Cqodjhlqvwuxphqwhq eohlew gdjhjhq glh FB xqdqjhirfkwhqh Pxpphu hlqv. Üehugxufkvfkqlwwolfkh Bxjhzlqqh yhuchlfkqhq klhu Xrqwreho, glh Urfléwé Iéqéudoh xqg Orujdq Uwdqohb (hlqvfkolhßolfk ghu Wpväwch ghu Kqghavsduwh Coskdehwd). Yhlwhuhu Ihzlqqhu lvw glh Döuvh Oüqfkhq: Ihwwha lvw ehlp jhkdqghowhq Xroxphq dq Hudqnixuw yruehljhcrjhq xqg kdw vlfk ehl ghu Cqcdko dejhzlfnhowhu Vudghv cxohwcw yru Uwxwwjduw dxi Rodwc hlqv ihvwjhvhwcw.