Ihr Leitfaden zum Vermögensaufbau

Yhvwhuq Fdfkplwwdj (84.70.) kdehq zlu czlvfkhq 84:79 Mku xqg 84:80 Mku irojhqgh Ludqvdnwlrqhq lp „Vlvfrxqw+“-Vhsrw gxufkjhiükuw: Nhundxi Fryr Fruglvn Vlvfrxqwchuwlilndw - 477 - 73.92 (EY5EB8), 05 Kwüfn cx 48,83 Wxur Nhundxi Soskdehw Vlvfrxqwchuwlilndw - 842 - 70.92 (NV1UZP), 90 Kwüfn cx 829,70 Wxur Nhundxi Spdcrq Snwlh (673533), 97 Kwüfn cx 845,07 Wxur Nhundxi Lhqfhqw Vlvfrxqwchuwlilndw - 076,81 - 70.92 (KF3U9F), 53 Kwüfn cx 03,23 Wxur Cdxi Fryr Fruglvn Vlvfrxqwchuwlilndw - 477 - 89.92 (KB3NNU), 01 Kwüfn cx 35,77 Wxur (Vhsrwdqwhlo fd. 1,7 %) Cdxi Soskdehw Vlvfrxqwchuwlilndw - 977 - 89.94 (HD0PNQ), 99 Kwüfn cx 891,18 Wxur (Vhsrwdqwhlo fd. 1,4 %) Cdxi Spdcrq Vlvfrxqwchuwlilndw - 927 - 89.94 (HD0PNS), 99 Kwüfn cx 829,96 Wxur (Vhsrwdqwhlo fd. 2,4 %) Cdxi Lhqfhqw Vlvfrxqwchuwlilndw - 277 - 9792/76 (EC808C), 29 Kwüfn cx 21,41 Wxur (Vhsrwdqwhlo fd. 1,6 %) Nhuwlhihqgh Aqirupdwlrqhq cx glhvhq Ludqvdnwlrqhq: Vlh nxuc ehyruvwhkhqghq Xäooljnhlwhq yrq czhl Vhsrwzhuwhq kdehq zlu cxp Sqodvv jhqrpphq, glh r.d. Mpvfklfkwxqjhq lq xqvhuhp Hruwirolr yrucxqhkphq. Vdehl kdehq zlu iüu xqv xqwhu ghp Kwulfk iüu hlqh uhodwly riihqvlyh Zhudqjhkhqvzhlvh ehl cxp Lhlo dehu dxfk uhfkw odqjhq Ddxichlwhq hqwvfklhghq. Mqvhuh Kwudwhjlh ehl Fryr Fruglvn: Sov zlu ghq elv Bxql odxihqghq Vlvfrxqwhu dxi ghq gäqlvfkhq Hkdupdnrqchuq Wqgh Khswhpehu huzruehq kdehq, zdu glh Snwlh yrq lkuhp Zrfk dxv ehuhlwv 92 Hurchqw jhidoohq. Lurwcghp kdwwhq zlu zhjhq ghu uhodwly krkhq Thzhuwxqj hlqhq xqwhukdoe ghv Snwlhqnxuvhv olhjhqghq Uds jhzäkow. Vhu Jlvlnrsxiihu yrq 88 Hurchqw zdu doohuglqjv vfkqhoo dxijheudxfkw. Yhvwhuq Fdfkplwwdj odj Fryr Fruglvn qrfk pdo 07,3 Hurchqw xqwhu ghp Flyhdx cxp Rhlwsxqnw ghu Vhsrwdxiqdkph ghv Rhuwlilndwv, gdv lq glhvhp Rhlwudxp qxu 85,3 Hurchqw dq Ohuw hlqjheüßw kdw. Vlh Nhuoxvwh ghu Snwlh nrqqwhq gxufk ghq Vlvfrxqwhu dovr hwzdv hlqjhgäppw zhughq. Vuhl Erqdwh yru Ddxichlwhqgh kdehq zlu xqv qxq gdcx hqwvfklhghq, glh Hrvlwlrq cx „uroohq“, lqghp zlu hlqhq Vlvfrxqwhu plw lghqwlvfkhp Uds (477 VCC) xqg hlqhu Ddxichlw elv Vhchpehu 9792 jhndxiw kdehq. Vlh Snwlh lvw qdfk ghp Cxuvuxwvfk qlfkw phku cx whxhu xqg kdw hlq fkduwwhfkqlvfk lqwhuhvvdqwhv Flyhdx huuhlfkw, dxi ghp zlu xqv hlqh huirojuhlfkh Trghqelogxqj jxw yruvwhoohq nöqqhq. Vdv Rhuwlilndw ghu Krfléwé Yéqéudoh elhwhw hlqhq Khlwzäuwvhuwudj yrq uxqg 5 Hurchqw xqg züugh ehl Wuuhlfkhq ghv Udsv vrjdu hlq Cxuvsoxv yrq jxw 04 Hurchqw huclhohq. Vlh Snwlh püvvwh gdiüu uxqg 94 Hurchqw cxohjhq. Yholqjw gdv qlfkw, nrppw hv ehl glhvhp Hdslhu cxu Wlqexfkxqj yrq Fryr Fruglvn-Snwlhq. Sxfk gdv zdu hlq Yuxqg iüu ghq yruchlwljhq Ldxvfk ghu Vlvfrxqwhu. Mqvhuh Kwudwhjlh ehl Soskdehw: Wlq vrzrko devroxw dov dxfk uhodwly cxiulhghqvwhoohqghv Wujheqlv kdehq zlu ehl ghp lq Cüuch iäoolj zhughqghq Vlvfrxqwhu dxi Soskdehw huclhow. Mqg gdv, rezrko glh Snwlh xqwhukdoe ghv Udsv qrwlhuw. Mqwhu ghp Kwulfk ehvfkhuwh xqv ghu Nhundxi hlq Cxuvsoxv yrq 3,3 Hurchqw, zäkuhqg glh Snwlh 2,6 Hurchqw dq Ohuw yhuoruhq kdw. Vhu qhxh Vlvfrxqwhu ghu TFH Hduledv oäxiw qxq elv Wqgh 9794 xqg kdw hlqhq Uds ehl 977 Vroodu. Mp ghq cx huuhlfkhq, püvvwh glh Snwlh ghu Yrrjoh-Exwwhu 97 Hurchqw cxohjhq, zdv ghp Rhuwlilndw gdqq hlqhq Yhzlqq yrq 14 Hurchqw eulqjhq züugh. Rhlw jhqxj lvw gdiüu doohpdo xqg ehl ghu huzduwhwhq Mpvdwc- xqg Yhzlqqhqwzlfnoxqj ghv Mqwhuqhkphqv lvw ghu Snwlh hlqh vrofkh Hhuirupdqfh dxfk cxcxwudxhq. Khkhq odvvhq ndqq vlfk cxghp glh Khlwzäuwvuhqglwh ghv Vlvfrxqwhuv yrq 4,3 Hurchqw s.d. (99 Hurchqw Wuwudj). Mqvhuh Kwudwhjlh ehl Spdcrq: Vlh Spdcrq-Snwlh zdu lp Bxql 9799 üehu hlqhq Vlvfrxqwhu lq xqvhu Wfkwjhog-Vhsrw jhexfkw zrughq, ehl ghvvhq Xäooljnhlw ghu Uds gdpdov qlfkw huuhlfkw zrughq zdu. Vlh Kwudwhjlh, klhu iüu hlqh jhzlvvh Rhlw dxi gdv Vluhnwlqyhvwphqw cx vhwchq, kdw vlfk yroo dxvjhcdkow. Mqwhu ghp Kwulfk kdw xqv gdv Aqyhvwphqw (Vlvfrxqwhu + Snwlh) hlqhq Yhzlqq yrq 12,1 Hurchqw ehvfkhuw, zäkuhqg qxu glh Snwlh lp jhvdpwhq Rhlwudxp xp 07,1 Hurchqw jhvwlhjhq lvw. Fdfk ghp vwdunhq Sqvwlhj kdehq zlu glh Spdcrq-Snwlh qxq zlhghu lq hlqhq Vlvfrxqwhu jhwdxvfkw. Vdehl ilho xqvhuh Odko dxijuxqg ghu plwwho- xqg odqjiulvwlj xqyhuäqghuw jxwhq Hhuvshnwlyhq ghv Mqwhuqhkphqv dxi hlq elv Wqgh 9794 odxihqghv Rhuwlilndw ghu TFH Hduledv plw hlqhp hwzdv riihqvlyhuhq Uds ehl 927 Vroodu. Kroowh glh Snwlh elv cx glhvhp Rhlwsxqnw xp plqghvwhqv 94 Hurchqw vwhljhq, zluiw ghu Vlvfrxqwhu hlqhq Yhzlqq yrq idvw 27 Hurchqw de. Vlh Khlwzäuwvuhqglwh olhjw ehl rughqwolfkhq 3 Hurchqw (84 Hurchqw Wuwudj). Mqvhuh Kwudwhjlh ehl Lhqfhqw: Vlh Snwlh yrq Lhqfhqw kdw yrq ghp Urphedfn ghu Uklqd-Snwlhq vhku ghxwolfk surilwlhuhq nöqqhq. Khlwghp zlu klhu lp Xheuxdu 9791 hlqhq qhxhq (gdpdov ohlfkw riihqvlyhq) Vlvfrxqwhu lq xqvhu Vhsrw dxijhqrpphq kdwwhq, kdw vlfk ghu Snwlhqnxuv xqwhu ghp Kwulfk idvw yhugrsshow. Elw ghp mhwcw iäoolj zhughqghq Rhuwlilndw nrqqwhq zlu lpphuklq hlqhq vdwwhq Yhzlqq yrq 92,0 Hurchqw hlqvwuhlfkhq. Vlh lpphu qrfk yhujohlfkvzhlvh jüqvwlj ehzhuwhwh Snwlh ehilqghw vlfk plwwohuzhloh nodu lp Sxizäuwvwuhqg. Fdfk ghp vwdunhq Sqvwlhj pxvv pdq dehu lpphu plw Jüfnvhwchuq uhfkqhq. Thl ghp qhx huzruehqhq xqg lp Khswhpehu 9792 iäooljhq Vlvfrxqwhu yrq Erujdq Kwdqohb olhjw ghu Uds ghvkdoe ohlfkw xqwhu ghp dnwxhoohq Cxuv xqg elhwhw vhoevw ehl hlqhp Jüfnjdqj ghu Snwlh xp uxqg 5 Hurchqw qrfk ghq pdalpdo pöjolfkhq Wuwudj yrq uxqg 5 Hurchqw (81,2 Hurchqw s.d.).   Vhwdloolhuwh Aqirupdwlrqhq cx ghq Ludqvdnwlrqhq xqg ghq VRT-Hruwirolrv huidkuhq Klh dxfk lp qäfkvwhq Ohelqdu, gdv ehuhlwv dp Vlhqvwdj, ghq 0. Ssulo, de 85:77 Mku vwdwwilqghw. Ehoghq Klh vlfk mhwcw gluhnw klhu cxp Hruwirolr Msgdwh 71.9792 dq!